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Equal Is Unfair: America's Misguided Fight Against Income Inequality
By Don Watkins, Yaron Brook. 2009
We’ve all heard that the American Dream is vanishing, and that the cause is rising income inequality. The rich are…
getting richer by rigging the system in their favor, leaving the rest of us to struggle just to keep our heads above water. To save the American Dream, we’re told that we need to fight inequality through tax hikes, wealth redistribution schemes, and a far higher minimum wage.But what if that narrative is wrong? What if the real threat to the American Dream isn’t rising income inequality—but an all-out war on success?In Equal is Unfair, a timely and thought-provoking work, Don Watkins and Yaron Brook reveal that almost everything we’ve been taught about inequality is wrong. You’ll discover:• why successful CEOs make so much money—and deserve to• how the minimum wage hurts the very people it claims to help• why middle-class stagnation is a myth• how the little-known history of Sweden reveals the dangers of forced equality• the disturbing philosophy behind Obama’s economic agenda.The critics of inequality are right about one thing: the American Dream is under attack. But instead of fighting to make America a place where anyone can achieve success, they are fighting to tear down those who already have. The real key to making America a freer, fairer, more prosperous nation is to protect and celebrate the pursuit of success—not pull down the high fliers in the name of equality.The world's most widely read travel magazine. With captivating storytelling and beautiful you-are-there photography, National Geographic Traveler brings you the…
world’s best destinations. Experience the same high-quality articles and breathtaking photography contained in the print edition.Pensions: The Problems of Today and Tomorrow (Routledge Revivals)
By Bernard Benjamin, Steven Haberman, George Helowicz, Geraldine Kaye, David Wilkie. 1987
Drawing on the authors’ extensive experience as actuaries, this work, originally published in 1987, provides a thorough examination of the…
problems which had arisen, and those that seemed likely to arise, with regard to both public and private pension funds at the time. It ranges in scope from the realities of individual plans and schemes devised by employers and employees to the management of pension funds and investment portfolios. The concept of socially responsible investment is discussed.Reliable statistical information on the health, age and occupation of the population is an important tool in planning pension schemes for both the public and private sectors, and this book includes a careful analysis of the available data, leading to many useful projections for the thirty to forty years which followed. Although the statistical information is derived from UK sources, the problems it relates to, and its analysis was applicable to pension planning in all developed countriesThe breadth of the authors’ approach, fully embracing the apprehension at the time about the demands of an increasingly ageing population and a partially unemployed workforce, would give this book added interest to a wide range of academics and professionals in financial institutions, government and the social services. Today it can be read in its historical context.Come, Read With Me
By Margriet Ruurs, Christine Wei. 2021
Production note: This title was created through eBOUND's Literary Image Description project. The author and illustrator wrote or consulted on…
the image descriptions, which are included in the body and narration of the text. In this picture book about stories and reading, contemporary children are whisked through an imaginary world while interacting with characters from classic fairy tales.Le recueil Pissed pestes puissantes fait suite au collectif Folles frues fortes. Toutefois, cette fois-ci, le projet rassemble exclusivement les…
voix d'auteur·ices racisé·es pour faire entendre différents récits dans une perspective intersectionnelle. Ce recueil est l'occasion de réfléchir aux différentes formes que peut prendre le féminisme autour de trois figures - la colérique, la mauvaise, la redoutable - des stéréotypes, négatifs et positifs, auxquels les personnes racisées sont souvent associées. Les auteur·ices ont ainsi pu produire des textes afin de se réapproprier ou de subvertir ces clichésTrois saisons et un puits de lumière
By Alain Labonté. 2023
Dans ce livre intime et délicat, Alain Labonté révèle les illuminations qui lui ont permis d'accueillir la vie dans son…
état le plus simple. Comment s'abandonner, s'émerveiller et reconnaître ce qui nous est offert tandis que les saisons défilent sous nos yeux ?Balance of Power: Central Banks and the Fate of Democracies
By Éric Monnet. 2024
Central banks now stand between societies and collapse, but are they still democratic? Two decades of financial crises have dramatically…
expanded central banks’ powers. In 2008, and then again in 2020, unelected banking officials found themselves suddenly responsible for the public welfare—not just because it was necessary but based on an idea that their independence from political systems would insulate them from the whims of populism. Now, as international crises continue and the scope of monetary interventions grows in response, these bankers have become increasingly powerful. In Balance of Power, economist and historian Éric Monnet charts the rise of central banks as the nominally independent—but unavoidably political—superpowers of modern societies. This trajectory, Monnet argues, is neither inevitable nor unstoppable. By embracing the political natures of today’s central banks, we can construct systems of accountability for how they interact with states and societies. Monnet shows that this effort will do more than guard against unjust power; it will put the banks to work for greater, more democratic ends. With existential challenges looming and the work of the Federal Reserve and European Central Bank more important than ever, Balance of Power offers a trenchant case for what this century’s central banks can—and must—become.Filled with the travel secrets of celebrated writers and sophisticated travelers. Features breathtaking destinations, including the finest art, architecture, fashion,…
culture, cuisine, lodgings, and shopping. Your guide to discover the best islands, cities, spas, castles, and cruises.International Trade Finance and Forex Operations: Theory and Application
By Gargi Sanati. 2024
This book bridges the existing gap between the theory and practices related to international finance. It discusses banking theories and…
operational procedures relating to the methods of payment with special reference to Letters of credit (LCs), like revolving LCs, back-to-back LCs, transferable LCs, and standby LCs, with specific applications of documentary discrepancies. Moreover, this book discusses merchanting trade, buyers’ credit and supplier’s credit, and bank guarantees with many practical caselets, linked to the applications of the International Chamber of Commerce (ICC) and other regulatory rules. It also examines the various roles of banks in financing international trade which are extensively discussed through several cases.This volume: Explains in-depth the intricacies and discrepancies relating to the documentation involved in international trade Presents in detail the various steps of executing an export or import deal, right from signing of the contract, managing pre-shipment credit, and booking a forward contract to hedge the exchange rate risk till the closing of the deal Gives a comprehensive account of all trade finance products with processes and procedures, rules, and regulations, and risks and mitigates Discusses the application of ICC rules through detailed case-lets, which helps an exporter take necessary actions when the payment is denied by a party overseas, or how an importer can simply deny the payment if there is documentary noncompliance Scrutinises different types of forex transactions, the regulatory framework within which they take place, and the associated risks and solutions Attempts to resolve the existing disparity in the understanding and interpretation of regulatory guidelines and the practices adopted by banks and corporate houses in implementing them. Accessibly written, this book will be useful to students, researchers, and teachers from the fields of management, business studies, international trade and treasury operations, finance, international banking, trade and commerce, and economics. This will also be an invaluable companion to the professionals working in export–import businesses, foreign exchange businesses, treasury front-office and back-office operations, bureaucrats, and public policymakers.The Road to Freedom: Economics And The Good Society
By Joseph E. Stiglitz. 2024
From one of the world’s leading economists, a compelling new vision of personal and economic freedom. We are a nation…
born from the conviction that people must be free. But since the middle of the last century, that idea has been co-opted. Forces on the political Right have justified exploitation by cloaking it in the rhetoric of freedom, leading to pharmaceutical companies freely overcharging for medication, a Big Tech free from oversight, politicians free to incite rebellion, corporations free to pollute, and more. How did we get here? Whose freedom are we—and should we—be thinking about? In The Road to Freedom, Nobel prize winner Joseph E. Stiglitz dissects America’s current economic system and the political ideology that created it, laying bare their twinned failure. “Free” and unfettered markets have only succeeded in delivering a series of crises: the financial crisis, the opioid crisis, and the crisis of inequality. While a small portion of the population has amassed considerable wealth, wages for most people have stagnated. Free and unfettered markets have exploited consumers, workers, and the environment alike. Such failures have fed populist movements that believe being free means abandoning any obligations citizens have to one another. As they grow in strength, these movements now pose a real threat to true economic and political freedom. As an economic advisor to presidents and as chief economist at the World Bank, Stiglitz has witnessed these profound changes firsthand. As he argues, the failures follow from the elites’ unshakeable dedication to “the neoliberal experiment.” Explicitly taking on giants such as Friedrich Hayek and Milton Friedman, Stiglitz exposes accepted ideas about our political and economic life for what they are: twisted visions that tear at the social fabric while they enrich the very few. The Road to Freedom breaks new ground, showing how economics—including recent advances in which Stiglitz has played such an important role—reframes how to think about freedom and the role of the state in a twenty-first century society. Drawing on the work of contemporary philosophers, Stiglitz explains a deeper, more humane way to assess freedoms—one that considers with care what to do when one person’s freedom conflicts with another’s. We must reimagine our existing economic and legal systems and embrace forms of collective action, including regulation and investment, if we are to create an innovative society in which everyone can flourish. The task could not be more urgent, and Stiglitz’s latest book is essential reading for those committed to the American ideal of an economic and political system that delivers well-being, opportunity, and meaningful freedoms for all.The Everything War: Amazon's Ruthless Quest to Own the World and Remake Corporate Power
By Dana Mattioli. 2024
Most Anticipated by Foreign Policy • Globe and Mail • Publishers Weekly • Next Big Idea Club Must Read April Books&“Will stand as a classic.&” –…
Christopher Leonard "Riveting, shocking, and full of revelations." - Bryan BurroughFrom veteran Amazon reporter for The Wall Street Journal, The Everything War is the first untold, devastating exposé of Amazon's endless strategic greed, from destroying Main Street to remaking corporate power, in pursuit of total domination, by any means necessary. In 2017, Lina Khan published a paper that accused Amazon of being a monopoly, having grown so large, and embedded in so many industries, it was akin to a modern-day Standard Oil. Unlike Rockefeller&’s empire, however, Bezos&’s company had grown voraciously without much scrutiny. In fact, for over twenty years, Amazon had emerged as a Wall Street darling and its &“customer obsession&” approach made it indelibly attractive to consumers across the globe. But the company was not benevolent; it operated in ways that ensured it stayed on top. Lina Khan&’s paper would light a fire in Washington, and in a matter of years, she would become the head of the FTC. In 2023, the FTC filed a monopoly lawsuit against Amazon in what may become one of the largest antitrust cases in the 21st century. With unparalleled access, and having interviewed hundreds of people – from Amazon executives to competitors to small businesses who rely on its marketplace to survive – Mattioli exposes how Amazon was driven by a competitive edge to dominate every industry it entered, bulldozed all who stood in its way, reshaped the retail landscape, transformed how Wall Street evaluates companies, and altered the very nature of the global economy. It has come to control most of online retail, and uses its own sellers&’ data to compete with them through Amazon&’s own private label brands. Millions of companies and governmental agencies use AWS, paying hefty fees for the service. And, the company has purposefully avoided collecting taxes for years, exploited partners, and even copied competitors—leveraging its power to extract whatever it can, at any cost. It has continued to gain market share in disparate areas, from media to logistics and beyond. Most companies dominate one or two industries; Amazon now leads in several. And all of this was by design.The Everything War is the definitive, inside story of how it grew into one of the most powerful and feared companies in the world – and why this lawsuit opens a window into the most consequential business story of our times.TRAVEL + LEISURE™ is an indispensable guide to where to stay, what to eat, and what to do around the…
globe. Every month, TRAVEL + LEISURE™ puts easy trip ideas, itineraries, and insider information right at your fingertips. Get advice from our travel experts and view the magazine's award-winning photography. The digital edition of TRAVEL + LEISURE™ has all the tools you need to take you where you want to go.Werner Sombart and the 'Spirit' of Modern Capitalism: Rediscovering a Classic (Palgrave Studies in Classical Liberalism)
By Christopher Adair-Toteff. 2024
This book illuminates the work of Werner Sombart, a key contemporary of Max Weber, showing how his writing and thinking…
laid the groundwork for concepts of modern capitalism. Although the notion of the ‘spirit’ of modern capitalism is most associated with Weber, it was Sombart who first used this phrase, with Weber focusing mainly on socioeconomics while Sombart continued to develop his ideas around modern capitalism. This book critically analyses Sombart’s groundbreaking work, “Der moderne Kapitalismus” among his other writings to demonstrate how they may be read as a complementary alternative to Weber, providing a more detailed, sustained, and a comprehensive account of the genesis and nature of modern capitalism. This book will be of interest to a scholarly audience including students and researchers of the history of economic thought, as well as areas of sociology, politics, and political economy.A Quiet Word: Lobbying, Crony Capitalism and Broken Politics in Britain
By Tamasin Cave, Andy Rowell. 2014
Q. What’s worth £2,000,000,000, answers to no-one and operates out of public sight? A. Britain’s influence industry The corporate takeover…
of democracy is no conspiracy theory – it’s happening, and it affects every aspect of our lives: the food we eat, the places we live, the temperature of our planet, how we spend our money and how our money is spent for us. And much more. A Quiet Word shows just how effectively the voice of public interest is being drowned out by the word in the ear from the professional persuaders of the lobbying industry. And if you’ve never heard about them, that’s because the most effective lobbying goes unnoticed. A Quiet Word shines the brightest of lights into one of the darkest and least-understood corners of our political culture. It is essential, urgent, authoritative reading for anyone interested in our democracy and where this country is heading. And by showing how influence is constructed, it puts power back in your hands.Escaping the Housing Trap: The Strong Towns Response to the Housing Crisis
By Charles L. Marohn Jr., Daniel Herriges. 2024
Housing is an investment. Investment prices must go up. Housing is shelter. When the price of shelter goes up, people…
experience distress.This is the housing trap. It’s time to escape. In Escaping the Housing Trap: The Strong Towns Solution to the Housing Crisis, renowned urbanists Charles (Chuck) Marohn and Daniel Herriges introduce a first-of-its-kind discussion of the tension between housing as a financial product and housing as shelter. This is the key insight that’s been missing from the Housing Crisis Conversation; and the insight that can help cities fight back against the crisis from the bottom-up.This book offers a serious, yet accessible, history of housing policy in the United States and explains how it led us to this point in time: where we face a market that is rigged against people who, only a few decades ago, could have been homeowners or stable, long-term rentals. Only local change, on a neighborhood or city-wide scale, can begin to restore balance to the housing market. Escaping the Housing Trap is the must-read resource for everyone with a stake in the future of housing in America—and that means everyone. Readers will find: Discussions of housing as an investment and how the country's neighborhoods are being transformed by the introduction of large amounts of investment Explorations of housing as shelter, including discussions of zoning policy and NIMBYism A comprehensive overview of the Strong Towns approach to solving the American housing crisisThe Politics of Public Fund Investing: How to Modify Wall Street to Fit Main Street
By Ben Finkelstein. 2006
Until now, there has never been a book to help public fund managers direct fixed-income portfolios while simultaneously balancing politics,…
or the need to preserve principal, with economics, or the need to optimize income. The Politics of Public Fund Investing approaches public fund management from the lay perspective, providing much-needed guidance to modify Wall Street strategies to serve the needs of Main Street. If you manage a public fund, if you are an elected official, or if you oversee a portfolio for a foundation or an endowment, you know the traditional money management strategy used every day on Wall Street doesn't necessarily apply to your situation. For you, investing isn't simply about economics. Wall Street strategies do not take into account election cycles, political risk factors, or the unique performance assessments public funds must undergo. When Wall Street builds a portfolio, it doesn't need to consider the opinions and desires of a wide variety of constituents, and the management of the portfolio's performance doesn't carry the same level of career risk. This groundbreaking book is the first resource ever available to the stewards of public fund investing entrusted with the responsibility to make financial decisions in this unique environment. The Politics of Public Fund Investing shows readers how to evaluate and measure their funds' performance through specific techniques, standards, and procedures. It begins by addressing the key differences between Wall Street and Main Street, explaining which methods of Wall Street are unsuited to public fund management and why. The book provides a framework for moving from a static investment policy to a dynamic investment plan, making the important distinction between what is "legal" in terms of policy and what is "suitable" in terms of the objectives of the stakeholders. The book goes on to propose exceptional and beneficial insights into appraising a fund's performance along with providing a four-step process to build a politically correct portfolio. Finally, it shows how to be safe and optimize income within the constraints of acceptable risk. Based on years of experience and invaluable research, The Politics of Public Fund Investing is an innovative, compelling, and much-needed guide to navigating the complex territory where the political environment meets public investing.