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Build financial literacy, improve your money management skills, and make the dinero work for you! In many immigrant households, money…
isn&’t often a topic of discussion, so financial education can be minimal—especially when a family is just trying to survive the day-to-day. Despite being the largest minority group in the United States, the Latino community still faces cultural and systemic barriers that prevent them from building wealth. As a first-generation Latina, Jannese Torres, award-winning money expert, educator, and podcaster, knows these unique challenges well. She set out to pursue the traditional American Dream, becoming the first woman in her family to graduate from college, climb the corporate ladder, and secure the six-figure paycheck, only to find herself miserable and unfulfilled. She soon realized that everything she&’d been taught about money and success wasn&’t as it seemed. After discovering the true meaning of wealth, Torres resolved to pave her own path, leaving the life she was told she should want for one of entrepreneurship, autonomy, and financial freedom. In Financially Lit! Torres offers you culturally relevant and relatable personal finance advice that will allow you to finally feel seen, heard, and understood. Whether it&’s the guilt you feel from being the first person to &“make it&” while members of your family are still struggling, or the way financial trauma manifests itself in negative and limiting beliefs around money, Torres is here to guide you through it all. With the warmth and no-nonsense wisdom of someone who&’s been there before, Torres will teach you how to: set boundaries with your dinero protect yourself from financial abuse navigate the complicated relationship between amor and money invest like a white dude—or better! With Financially Lit! at your side, you&’ll harness the powerful ways money can be used to create the life of your dreams, and be empowered to step into financial freedom.By Jeremiah P. Ostriker, Simon Mitton. 2013
Humanity's ongoing quest to unlock the secrets of dark matter and dark energyHeart of Darkness describes the incredible saga of…
humankind's quest to unravel the deepest secrets of the universe. Over the past forty years, scientists have learned that two little-understood components—dark matter and dark energy—comprise most of the known cosmos, explain the growth of all cosmic structure, and hold the key to the universe's fate. The story of how evidence for the so-called "Lambda-Cold Dark Matter" model of cosmology has been gathered by generations of scientists throughout the world is told here by one of the pioneers of the field, Jeremiah Ostriker, and his coauthor Simon Mitton.From humankind's early attempts to comprehend Earth's place in the solar system, to astronomers' exploration of the Milky Way galaxy and the realm of the nebulae beyond, to the detection of the primordial fluctuations of energy from which all subsequent structure developed, this book explains the physics and the history of how the current model of our universe arose and has passed every test hurled at it by the skeptics. Throughout this rich story, an essential theme is emphasized: how three aspects of rational inquiry—the application of direct measurement and observation, the introduction of mathematical modeling, and the requirement that hypotheses should be testable and verifiable—guide scientific progress and underpin our modern cosmological paradigm.This monumental puzzle is far from complete, however, as scientists confront the mysteries of the ultimate causes of cosmic structure formation and the real nature and origin of dark matter and dark energy.Tony Robbins returns with the final book in his financial freedom trilogy by unveiling the power of alternative investments. Robbins,…
and renowned investor Christopher Zook, take you on a journey to interview a dozen of the world's most successful investors in private equity, private credit, private real estate, and venture capital. They share their favorite strategies and insights in this practical guidebook. For decades, trillions of dollars in "smart money" has been making outsized returns using private equity, private credit, venture capital and other alternative investments. Robbins teams up with renowned private equity investor Christopher Zook, founder of CAZ Investments, to sit down with more than a dozen of the world's greatest alternative investment managers, collectively managing over half a trillion dollars on behalf of investors. Names like... Robert F. Smith – Founder of Vista Equity Partners, Smith is the considered the most successful enterprise software investor of all time. Vinod Khosla – Founder of Khosla Ventures, Vinod Khosla is considered a legend in Venture Capital. He is famous for turning a $4 million investment into a $7 billion windfall for his investors. Michael B. Kim – The "Godfather of Private Equity" in Asia, Kim has created the largest private equity firm in Asia. His astounding success for investors has also made him South Korea's wealthiest man. And many more! In The Holy Grail of Investing , you'll discover: -How to take advantage of the trillions flowing into private equity by becoming an owner of firms that actually manage the assets and share in the revenue they generate -How to take advantage of the two to three times higher returns of private credit as an alternative (or compliment) to bonds -How new rule changes allow individual investors to own a piece of the major professional sports teams (MLB, NBA, NHL, MLS) and benefit from this fanatically driven asset class -How to invest in the energy evolution and ride the wave of trillions in global investments -How investments in private real estate can work as an inflationary hedge and source of tax efficient income -How many of the world's greatest investors thrive in good times and badBy Mohammad Enayati, Jean-Pierre Gazeau, Hamed Pejhan, Anzhong Wang. 2024
This Second Edition is a comprehensive update, integrating the latest research and theoretical advancements in the field of de Sitter…
(dS) group representations. Building on the success of the first edition, the book offers a more in-depth analysis of mathematical aspects, conceptual foundations, and practical implications related to the dS group, including its Lie manifold, Lie algebra, and co-adjoint orbits, viewing the latter as potential classical elementary systems within the context of dS spacetime. Additionally, the examination of unitary irreducible representations (UIRs) sheds light on the potential existence of quantum elementary systems within the dS spacetime framework. The authors emphasize consistency with Wigner's approach to elementary systems, incorporate Wigner's principles and exploring projective UIRs of the dS group, and provide a deeper insight into the nature of dS elementary systems. Particular attention is paid to: the “smooth” transition from classical to quantum theory, the physical content under vanishing curvature, and the thermal interpretation from a quantum perspective. The book also focuses on the physical interpretation of elementary systems in curved spacetimes, recognizing the limitations of traditional concepts derived from flat Minkowski spacetime and the Poincaré group.By Shishir Kumar Shandilya, Agni Datta, Yash Kartik, Atulya Nagar. 2024
This book offers an in-depth overview of digital resilience, defined as the ability of individuals, organizations, and societies to adapt…
to and counter various digital threats such as cyberattacks, data breaches, and other forms of cyber threats. Digital resilience not only enables proactive measures but also ensures fault-tolerant planning and design. The book elaborates on the necessary techniques and methods to achieve digital resilience. Key methodologies, including quantum computing, post-quantum cryptography, nature-inspired cybersecurity, zero-trust systems, zero-knowledge proofs, multi-party computation, and the emerging field of space security, are discussed in detail. The book provides insights into artificial intelligence and machine learning, examining their impact on society and organizations. It critically analyses the role of cybersecurity in businesses, emphasizing its importance for safety and economic stability. In addition, the book discusses notable cyber incidents, offering valuable insights into digital resilience. It serves as a comprehensive compilation, featuring key terms, definitions, case studies, and references to existing literature and research in cybersecurity, analytics, information sciences, future computing, digital resilience, and related fields.By Tony Robbins, Christopher Zook. 2024
#1 NEW YORK TIMES BESTSELLER Tony Robbins returns with the final book in his financial freedom trilogy by unveiling the…
power of alternative investments. Robbins, and renowned investor Christopher Zook, take you on a journey to interview a dozen of the world&’s most successful investors in private equity, private credit, private real estate, and venture capital. They share their favorite strategies and insights in this practical guidebook.For decades, trillions of dollars in &“smart money&” has been making outsized returns using private equity, private credit, venture capital and other alternative investments. Robbins teams up with renowned private equity investor Christopher Zook, founder of CAZ Investments, to sit down with more than a dozen of the world&’s greatest alternative investment managers, collectively managing over half a trillion dollars on behalf of investors. Names like… Robert F. Smith – Founder of Vista Equity Partners, Smith is the considered the most successful enterprise software investor of all time. Vinod Khosla – Founder of Khosla Ventures, Vinod Khosla is considered a legend in Venture Capital. He is famous for turning a $4 million investment into a $7 billion windfall for his investors. Michael B. Kim – The &“Godfather of Private Equity&” in Asia, Kim has created the largest private equity firm in Asia. His astounding success for investors has also made him South Korea&’s wealthiest man. And many more! In The Holy Grail of Investing, you&’ll discover: -How to take advantage of the trillions flowing into private equity by becoming an owner of firms that actually manage the assets and share in the revenue they generate -How to take advantage of the two to three times higher returns of private credit as an alternative (or compliment) to bonds -How new rule changes allow individual investors to own a piece of the major professional sports teams (MLB, NBA, NHL, MLS) and benefit from this fanatically driven asset class -How to invest in the energy evolution and ride the wave of trillions in global investments -How investments in private real estate can work as an inflationary hedge and source of tax efficient income -How many of the world&’s greatest investors thrive in good times and badBy Julian Schwinger. 2024
Classical Electrodynamics captures Schwinger's inimitable lecturing style, in which everything flows inexorably from what has gone before. This anniversary edition…
offers a refreshing update while still maintaining Schwinger’s voice.The book provides the student with a thorough grounding in electrodynamics in particular, and in classical field theory in general. An essential resource for both physicists and their students, the book includes a Reader's Guide, which describes the major themes in each chapter, suggests a possible path through the book, and identifies topics for inclusion in, and exclusion from, a given course, depending on the instructor's preference.Carefully constructed problems complement the material of the text. Classical Electrodynamics should be of great value to all physicists, from first-year graduate students to senior researchers, and to all those interested in electrodynamics, field theory, and mathematical physics.The original text for the graduate classical electrodynamics course was left unfinished upon Julian Schwinger's death in 1994, but was completed by his former students and co-authors, who have brilliantly recreated the excitement of Schwinger's novel approach. This anniversary edition has been revised by one of those original co-authors, Kimball Milton.By Pankaj Jain. 2024
Astronomy is the field of science devoted to the study of astronomical objects, such as stars, galaxies, and nebulae. Astronomers…
have gathered a wealth of knowledge about the universe through hundreds of years of painstaking observations. These observations are interpreted by the use of physical and chemical laws familiar to mankind. These interpretations supply information about the nature of these astronomical objects, allowing for the deduction of their surface and interior conditions. The science associated with these interpretations is called astrophysics.An Introduction to Astronomy and Astrophysics offers a comprehensive introduction to astronomy and astrophysics, complete with illustrative examples and illuminating homework problems. Requiring a familiarity with basic physics and mathematics, this undergraduate-level textbook: Addresses key physics concepts relevant to stellar observations, including radiation, electromagnetic spectrum, photometry, continuous and discrete spectrum, and spectral lines. Describes instruments used for astronomical observations as well as how the radiation received is characterized and interpreted to determine the properties of stars. Examines the structure of stars, the basic equations that explain stars in equilibrium, and the fusion reactions occurring in stellar cores. Discusses the evolution of stars, the solar system, the dynamics of galaxies, and the fundamentals of modern cosmology. Explores the universe at high redshifts, where it is dominated by objects such as active galaxies. An Introduction to Astronomy and Astrophysics teaches students how to interpret the night sky, providing them with a critical understanding of the stars and sun, solar system, extrasolar planets, stars, and galaxies.The book is thoroughly revised to make it an essential textbook for students. The Second edition introduces the following changes: New solutions are provided at the end of all the chapters. The number of problems has increased. Major chapters have been considerably revised and new developments in this field have been introduced.By David A. Cardwell, David C. Larbalestier, Aleksander I. Braginski. 2021
This is the last of three volumes of the extensively revised and updated second edition of the Handbook of Superconductivity.…
The past twenty years have seen rapid progress in superconducting materials, which exhibit one of the most remarkable physical states of matter ever to be discovered. Superconductivity brings quantum mechanics to the scale of the everyday world. Viable applications of superconductors rely fundamentally on an understanding of these intriguing phenomena and the availability of a range of materials with bespoke properties to meet practical needs.While the first volume covers fundamentals and various classes of materials, the second addresses processing of these into various shapes and configurations needed for applications, and ends with chapters on refrigeration methods necessary to attain the superconducting state and the desired performance. This third volume starts with a wide range of methods permitting one to characterize both the materials and various end products of processing. Subsequently, diverse classes of both large scale and electronic applications are described. Volume 3 ends with a glossary relevant to all three volumes. Key Features: Covers the depth and breadth of the field Includes contributions from leading academics and industry professionals across the world Provides hands-on familiarity with the characterization methods and offers descriptions of representative examples of practical applications A comprehensive reference, the handbook is suitable for both graduate students and practitioners in experimental physics, materials science, and multiple engineering disciplines, including electronic and electrical, chemical, mechanical, metallurgy and others.By Sanjay Singh, Perumalla Janaki Ramulu, Sachin Singh Gautam. 2024
The book presents the select proceedings of 2nd International Conference on Modern Research in Aerospace Engineering (MRAE 2023). It covers…
the latest research in the field of aerospace engineering and space technology. Various topics covered in this book are aerospace propulsion; space research; avionics and instrumentation; aerodynamics, wind tunnel and computational fluid dynamics; structural analysis and finite element method; aerospace materials and manufacturing system; air safety and airworthiness; aircraft control system and stability; aircraft maintenance, overhauling, NDT and other technical tests; autonomous airborne systems; airborne defence systems; AI and ML applications in aerospace engineering; unmanned aerial vehicles and flight mechanics. The book will be useful for researchers and professionals in aerospace engineering and space science and technology.A handbook for investing with impact and building a share portfolio that reflects your values When it comes to share…
investing, how you choose to invest your money can create real global impact. Your investments can make a difference for urgent issues like climate change and human rights. But how do you know which companies are living up to their promises for a greener, brighter future? In Top Stocks Special Edition – Ethical, Sustainable, Responsible, you’ll discover essential information for growing a profitable portfolio that aligns your investments with your values. This book reveals the ethical and sustainable impact of top Australian companies. Inside, sustainable investing expert Erica Hall provides clear explanations for key metrics on environmental, social and governance (ESG) criteria and on carbon emissions. With this book, you’ll learn how to evaluate risk and momentum for more than 60 best-in-class companies across the major industry sectors of the ASX. And you’ll discover which companies have strong accountability, a clear pathway to decarbonisation, and robust, transparent ESG reporting. Learn how to identify what companies are best-in-class for responsible and ethical investing Understand the different challenges faced by each sector in achieving goals for impact Explore current issues in ESG and sustainability, from business ethics to public policy, the supply chain, environmental operations, and more An invaluable resource for novices and professionals alike, Top Stocks Special Edition – Ethical, Sustainable, Responsible provides clear, accessible tables for easy reference to essential ESG ratings and data points. With this handbook, you’ll learn how and where your investments can make a positive difference in the world — so you can make wiser, well-informed decisions for building your wealth.By Neil Comins. 2017
If you have ever wondered about space travel, now you have the opportunity to understand it more fully than ever…
before. Traveling into space and even emigrating to nearby worlds may soon become part of the human experience. Scientists, engineers, and investors are working hard to make space tourism and colonization a reality. As astronauts can attest, extraterrestrial travel is incomparably thrilling. To make the most of the experience requires serious physical and mental adaptations in virtually every aspect of life, from eating to intimacy. Everyone who goes into space sees Earth and life on it from a profoundly different perspective than they had before liftoff.Astronomer and former NASA/ASEE scientist Neil F. Comins has written the go-to book for anyone interested in space exploration. He describes the wonders that travelers will encounter—weightlessness, unparalleled views of Earth and the cosmos, and the opportunity to walk on another world—as well as the dangers: radiation, projectiles, unbreathable atmospheres, and potential equipment failures. He also provides insights into specific trips to destinations including suborbital flights, space stations, the Moon, asteroids, comets, and Mars—the top candidate for colonization. Although many challenges are technical, Comins outlines them in clear language for all readers. He synthesizes key issues and cutting-edge research in astronomy, physics, biology, psychology, and sociology to create a complete manual for the ultimate voyage.By Chris Newlands. 2007
Want to know your ISA from your elbow, get personal with your loans or become rate savvy? Now you can…
make your money work for you and take the stress out of organizing your finances.Whether choosing a mortgage, shopping around for the best credit card deal or just trying to save some of your hard-earned cash, The Virgin Money Maker cuts through the financial jargon to give you sensible information on the best way to manage your cash. With expert advice on credit cards, mortgages, current accounts, savings, ISAs, pensions, loans, internet banking, debt solving and much more, this indispensable book is full of practical ideas to help you get the most from your money.By Matt Allwright. 2020
'Matt Allwright is my idol. As a comic I'm supposed to say something funny about this book, but actually it's…
legit useful, helpful advice, written compassionately and clearly. I can absolutely see this becoming my consumer bible. Wonderful stuff!' - JOE LYCETT'Every scam, rogue trader or poor excuse for shoddy service...Watchdog's seen them all. And leading the troops is the consumer superhero who has faced and fought every dodgepot going. Our Matt always has your back, whether he's wearing his cape or not.' - STEPH MCGOVERN'Finally! A book that puts all the info in one place AND makes it funny. Matt is the best at this - making difficult stuff easy to swallow so that we can fight our own corners when he isn't there to fight them for us.' - GABY ROSLINKeep your money in your pocket.In Watchdog: The Consumer Survival Guide, Matt Allwright will help you to help yourself amid the minefield of modern consumer rights and fraudsters, offering practical advice on how to sidestep pitfalls in all areas of life. Each chapter is built around relatable hurdles we all face - renting a flat, buying a car, securing our online data, booking a dream holiday and much more.Packed with useful tips, myth busters and case studies, Watchdog: The Consumer Survival Guide will leave you feeling empowered and save you some pennies along the way.By Michael S. Schneider. 1994
Discover how mathematical sequences abound in our natural world in this definitive exploration of the geography of the cosmosYou need…
not be a philosopher or a botanist, and certainly not a mathematician, to enjoy the bounty of the world around us. But is there some sort of order, a pattern, to the things that we see in the sky, on the ground, at the beach? In A Beginner's Guide to Constructing the Universe, Michael Schneider, an education writer and computer consultant, combines science, philosophy, art, and common sense to reaffirm what the ancients observed: that a consistent language of geometric design underpins every level of the universe, from atoms to galaxies, cucumbers to cathedrals. Schneider also discusses numerical and geometric symbolism through the ages, and concepts such as periodic renewal and resonance. This book is an education in the world and everything we can't see within it.Contains numerous b&w photos and illustrations.“This book grills up an enjoyable read for both avid foodies and novice diners alike! Perman’s sneak peek into the…
fascinating history of In-N-Out is as good as the delicious burgers themselves.”—Mario Batali, celebrity chef and author of Molto ItalianoA behind-the-counter look at the fast-food chain that breaks all the rules, Stacy Perman’s In-N-Out Burger is the New York Times bestselling inside story of the family behind the California-based hamburger chain with a cult following large enough to rival the Grateful Dead’s. A juicy unauthorized history of a small business-turned-big business titan, In-N-Out Burger was named one of Fast Company magazine’s Best Business Books of 2009, and Fortune Small Business insists that it “should be required reading for family business owners, alongside Rich Cohen’s Sweet and Low and Thomas Mann’s Buddenbrooks.”By Bianca Miller-Cole, Byron Cole. 2023
Discover what they should have taught you about money, finance and investment at schoolRemember when talking about money was taboo?…
Times have changed and in our times, with so many radical and disruptive changes to the economy, the role of the entrepreneur now embedded at the centre of so much societal and technological change, and digital currencies changing the way we think about exchange, money has become a vital, insistent of conversation for everyone. All of us acknowledge it matters desperately; yet so few of us really understand it.The press and social media are awash with rags to riches stories, stories of kitchen table businesses that become multi-million-pound enterprises. Stories of teenagers and young adults investing in digital currencies from their bedrooms. On the flip side of these aspirational stories there is the reality of the everyday person who simply wants to understand what to and what not to do with their money. Should they save or invest, if they invest - what in, if they save - what for? Should they buy a home or rent, should they live for the moment or live for retirement. How does having credit provide more credit and would insurance be the best bet if all falls around you and what the hell is APR anyway?Finance and money are topics we all wish we learnt at school but instead we find ourselves having to 'learn on the job', having to do deep investigations and 'trust' the advice from online experts. There must be a better way and a better place to go to for this insight and here we have it, courtesy of two authors who have known hardship and huge success - "What they should have taught you about money, finance and investment at school' to fill that void.(P)2023 Hodder & Stoughton LimitedDepuis plus de soixante ans, chaque semaine, dans ELLE, les femmes s’informent sur l’actualité, les tendances, la mode, la beauté.…
ELLE est un magazine hebdomadaire qui a le souci de soi et des autres. C’est un magazine féminin où toutes les générations de femmes se retrouvent.By Tina Hay. 2019
WALL STREET JOURNAL BESTSELLER“An incredible, compelling read. It covers an astonishing amount of ground with basic simplicity and good humor.…
A masterful starting point for any investor. Tina Hay is a wizard.”—Ben Stein, economist, author, actor and commentatorA handy crash course in personal finance, Napkin Finance is the groundbreaking guide everyone needs to help them manage their money and feel more secure.Surveys have found that two thirds of Americans can’t pass a basic financial literacy test, and nine in ten believe personal finance should become a required high school course. Tina Hay understands the confusion. While attending Harvard Business School, she struggled to keep up with classmates–many of whom came from the banking world–when it came to understanding jargon and numbers-heavy concepts. Tina developed a visual learning strategy using sketches and infographics that helped her succeed in her studies and master even the most complex financial topics.Since then, Tina founded Napkin Finance, a thriving company built on the concept of taking seemingly overwhelming topics—such as budgeting, investments, and retirement accounts—and turning them into simple, skimmable explanations. Now, she’s synthesized the most important content into this personal finance handbook. Napkin Finance includes dozens of individual learning modules, on topics ranging from credit scores to paying off student loans to economics and blockchain. The first illustrated guide that makes finance fun and accessible, Napkin Finance can help even the most numbers-phobic reader learn about complex financial topics without dying of boredom.By Soon-Tae Hong. 2024
This book provides an advanced introduction to extended theories of quantum field theory and algebraic topology, including Hamiltonian quantization associated…
with some geometrical constraints, symplectic embedding and Hamilton-Jacobi quantization and Becchi-Rouet-Stora-Tyutin (BRST) symmetry, as well as de Rham cohomology. This extended new edition offers a multifaced insight into phenomenology of particles such as baryons and photons, in terms of extended objects. In particular, in the second edition, the baryons are described in hypersphere soliton model, and the photon properties are additionally included in stringy photon model and in Dirac type relativistic quantum mechanics for a photon.It offers a critical overview of the research in this area and unifies the existing literatures, employing a consistent notation. Although the results presented apply in principle to all alternative quantization schemes, special emphasis is placed on the BRST quantization and its de Rham cohomology group which contribute to a deep understanding of constrained physical theories. The book describes how solitons and other models subject to constraints include rigorous treatments of the geometrical constraints which affect the predictions themselves. The book is intended for use by any graduate-level student with quantum field and relativity theories, and it also serves as a useful reference for those working in the field. An extensive bibliography guides the reader toward the source literature on particular topics.