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A handbook for investing with impact and building a share portfolio that reflects your values When it comes to share…
investing, how you choose to invest your money can create real global impact. Your investments can make a difference for urgent issues like climate change and human rights. But how do you know which companies are living up to their promises for a greener, brighter future? In Top Stocks Special Edition – Ethical, Sustainable, Responsible, you’ll discover essential information for growing a profitable portfolio that aligns your investments with your values. This book reveals the ethical and sustainable impact of top Australian companies. Inside, sustainable investing expert Erica Hall provides clear explanations for key metrics on environmental, social and governance (ESG) criteria and on carbon emissions. With this book, you’ll learn how to evaluate risk and momentum for more than 60 best-in-class companies across the major industry sectors of the ASX. And you’ll discover which companies have strong accountability, a clear pathway to decarbonisation, and robust, transparent ESG reporting. Learn how to identify what companies are best-in-class for responsible and ethical investing Understand the different challenges faced by each sector in achieving goals for impact Explore current issues in ESG and sustainability, from business ethics to public policy, the supply chain, environmental operations, and more An invaluable resource for novices and professionals alike, Top Stocks Special Edition – Ethical, Sustainable, Responsible provides clear, accessible tables for easy reference to essential ESG ratings and data points. With this handbook, you’ll learn how and where your investments can make a positive difference in the world — so you can make wiser, well-informed decisions for building your wealth.The Virgin Money Maker: Borrow It, Save It, Invest It... Better!
By Chris Newlands. 2007
Want to know your ISA from your elbow, get personal with your loans or become rate savvy? Now you can…
make your money work for you and take the stress out of organizing your finances.Whether choosing a mortgage, shopping around for the best credit card deal or just trying to save some of your hard-earned cash, The Virgin Money Maker cuts through the financial jargon to give you sensible information on the best way to manage your cash. With expert advice on credit cards, mortgages, current accounts, savings, ISAs, pensions, loans, internet banking, debt solving and much more, this indispensable book is full of practical ideas to help you get the most from your money.Watchdog: The Consumer Survival Guide
By Matt Allwright. 2020
'Matt Allwright is my idol. As a comic I'm supposed to say something funny about this book, but actually it's…
legit useful, helpful advice, written compassionately and clearly. I can absolutely see this becoming my consumer bible. Wonderful stuff!' - JOE LYCETT'Every scam, rogue trader or poor excuse for shoddy service...Watchdog's seen them all. And leading the troops is the consumer superhero who has faced and fought every dodgepot going. Our Matt always has your back, whether he's wearing his cape or not.' - STEPH MCGOVERN'Finally! A book that puts all the info in one place AND makes it funny. Matt is the best at this - making difficult stuff easy to swallow so that we can fight our own corners when he isn't there to fight them for us.' - GABY ROSLINKeep your money in your pocket.In Watchdog: The Consumer Survival Guide, Matt Allwright will help you to help yourself amid the minefield of modern consumer rights and fraudsters, offering practical advice on how to sidestep pitfalls in all areas of life. Each chapter is built around relatable hurdles we all face - renting a flat, buying a car, securing our online data, booking a dream holiday and much more.Packed with useful tips, myth busters and case studies, Watchdog: The Consumer Survival Guide will leave you feeling empowered and save you some pennies along the way.Trinity: The Treachery and Pursuit of the Most Dangerous Spy in History
By Frank Close. 2019
'Everything about this story is astounding' Bryan Appleyard, Sunday Times"Trinity" was the codename for the test explosion of the atomic…
bomb in New Mexico on 16 July 1945. Trinity is now also the extraordinary story of the bomb's metaphorical father, Rudolf Peierls; his intellectual son, the atomic spy, Klaus Fuchs, and the ghosts of the security services in Britain, the USA and USSR.Against the background of pre-war Nazi Germany, the Second World War and the following Cold War, the book traces how Peierls brought Fuchs into his family and his laboratory, only to be betrayed. It describes in unprecedented detail how Fuchs became a spy, his motivations and the information he passed to his Soviet contacts, both in the UK and after he went with Peierls to join the Manhattan Project at Los Alamos in 1944. Frank Close is himself a distinguished nuclear physicist: uniquely, the book explains the science as well as the spying.Fuchs returned to Britain in August 1946 still undetected and became central to the UK's independent effort to develop nuclear weapons. Close describes the febrile atmosphere at Harwell, the nuclear physics laboratory near Oxford, where many of the key players were quartered, and the charged relationships which developed there. He uncovers fresh evidence about the role of the crucial VENONA signals decryptions, and shows how, despite mistakes made by both MI5 and the FBI, the net gradually closed around Fuchs, building an intolerable pressure which finally cracked him.The Soviet Union exploded its first nuclear device in August 1949, far earlier than the US or UK expected. In 1951, the US Congressional Committee on Atomic Espionage concluded, 'Fuchs alone has influenced the safety of more people and accomplished greater damage than any other spy not only in the history of the United States, but in the history of nations'. This book is the most comprehensive account yet published of these events, and of the tragic figure at their centre.The astonishing but true story of one of the most notorious spy cases from the Cold War—and the international manhunt…
that seized global attention as it revealed the shadowy world of deep cover KGB operatives. The dramatic arrest in London on January 7, 1961 of five Soviet spies made headlines worldwide and had repercussions around the globe. Alerted by the CIA, Britain's security service, MI5, had discovered two British spies stealing invaluable secrets from the highly sensitive submarine research center at Portland, UK. Their controller, Gordon Lonsdale, was a Canadian who frequently visited a middle-aged couple, the Krogers, in their sleepy London suburb. But the seemingly unassuming Krogers were revealed to be deep cover American KGB spies—infamous undercover agents the FBI had been hunting for years—and they were just one part of an extensive network of Soviet operatives in the UK.In the wake of the spies' sensational trial, the FBI uncovered the true identity of the enigmatic Lonsdale—Konon Molody, a Russian who had lived in California before being recruited by the KGB. Molody opened secret talks with MI5 to betray Russia, but before he had the chance, the KGB blackmailed Britain into spy swaps for him and the Krogers.Based on revelatory, newly-released archival material and inside sources from around the world, Dead Doubles follows the hunt for the highly damaging Portland Spy Ring. As gripping as a le Carré novel, this incredible narrative, layered with false identities, deceptions, and betrayal, crisscrosses from the UK to the USSR to the US, Canada, Europe and New Zealand, and brings to life one of the most extraordinary spy stories of the Cold War.In the tradition of Agent Zigzag comes this breathtaking biography, as fast-paced and emotionally intuitive as the very best spy…
thrillers, which illuminates an unsung hero of the French Resistance during World War II—Robert de La Rochefoucald, an aristocrat turned anti-Nazi saboteur—and his daring exploits as a résistant trained by Britain’s Special Operations Executive.A scion of one of the most storied families in France, Robert de La Rochefoucald was raised in magnificent chateaux and educated in Europe's finest schools. When the Nazis invaded and imprisoned his father, La Rochefoucald escaped to England and learned the dark arts of anarchy and combat—cracking safes and planting bombs and killing with his bare hands—from the officers of Special Operations Executive, the collection of British spies, beloved by Winston Churchill, who altered the war in Europe with tactics that earned it notoriety as the “Ministry of Ungentlemanly Warfare.” With his newfound skills, La Rochefoucauld returned to France and organized Resistance cells, blew up fortified compounds and munitions factories, interfered with Germans’ war-time missions, and executed Nazi officers. Caught by the Germans, La Rochefoucald withstood months of torture without cracking, and escaped his own death, not once but twice.The Saboteur recounts La Rochefoucauld’s enthralling adventures, from jumping from a moving truck on his way to his execution to stealing Nazi limos to dressing up in a nun’s habit—one of his many disguises and impersonations. Whatever the mission, whatever the dire circumstance, La Rochefoucauld acquitted himself nobly, with the straight-back aplomb of a man of aristocratic breeding: James Bond before Ian Fleming conjured him.More than just a fast-paced, true thriller, The Saboteur is also a deep dive into an endlessly fascinating historical moment, telling the untold story of a network of commandos that battled evil, bravely worked to change the course of history, and inspired the creation of America’s own Central Intelligence Agency.“This book grills up an enjoyable read for both avid foodies and novice diners alike! Perman’s sneak peek into the…
fascinating history of In-N-Out is as good as the delicious burgers themselves.”—Mario Batali, celebrity chef and author of Molto ItalianoA behind-the-counter look at the fast-food chain that breaks all the rules, Stacy Perman’s In-N-Out Burger is the New York Times bestselling inside story of the family behind the California-based hamburger chain with a cult following large enough to rival the Grateful Dead’s. A juicy unauthorized history of a small business-turned-big business titan, In-N-Out Burger was named one of Fast Company magazine’s Best Business Books of 2009, and Fortune Small Business insists that it “should be required reading for family business owners, alongside Rich Cohen’s Sweet and Low and Thomas Mann’s Buddenbrooks.”Rich Forever: What They Didn’t Teach You about Money, Finance and Investments in School
By Bianca Miller-Cole, Byron Cole. 2023
Discover what they should have taught you about money, finance and investment at schoolRemember when talking about money was taboo?…
Times have changed and in our times, with so many radical and disruptive changes to the economy, the role of the entrepreneur now embedded at the centre of so much societal and technological change, and digital currencies changing the way we think about exchange, money has become a vital, insistent of conversation for everyone. All of us acknowledge it matters desperately; yet so few of us really understand it.The press and social media are awash with rags to riches stories, stories of kitchen table businesses that become multi-million-pound enterprises. Stories of teenagers and young adults investing in digital currencies from their bedrooms. On the flip side of these aspirational stories there is the reality of the everyday person who simply wants to understand what to and what not to do with their money. Should they save or invest, if they invest - what in, if they save - what for? Should they buy a home or rent, should they live for the moment or live for retirement. How does having credit provide more credit and would insurance be the best bet if all falls around you and what the hell is APR anyway?Finance and money are topics we all wish we learnt at school but instead we find ourselves having to 'learn on the job', having to do deep investigations and 'trust' the advice from online experts. There must be a better way and a better place to go to for this insight and here we have it, courtesy of two authors who have known hardship and huge success - "What they should have taught you about money, finance and investment at school' to fill that void.(P)2023 Hodder & Stoughton LimitedYour Government Failed You: Breaking the Cycle of National Security Disasters
By Richard A. Clarke. 2008
Richard Clarke's dramatic statement to the grieving families during the 9/11 Commission hearings touched a raw nerve across America. Not…
only had our government failed to prevent the 2001 terrorist attacks but it has proven itself, time and again, incapable of handling the majority of our most crucial national-security issues, from Iraq to Katrina and beyond. This is not just a temporary failure of any one administration, Mr. Clarke insists, but rather an endemic problem, the result of a pattern of incompetence that must be understood, confronted, and prevented. In Your Government Failed You, Clarke goes far beyond terrorism to examine the inexcusable chain of recurring U.S. government disasters and strategic blunders in recent years. Drawing on his thirty years in the White House, Pentagon, State Department, and intelligence community, Clarke gives us a privileged, if gravely troubling, look into the debacle of government policies, discovering patterns in the failures and offering ways to halt the catastrophic cycle once and for all.The Illusionist: The True Story of the Man Who Fooled Hitler
By Robert Hutton. 2024
Cairo, 1942: If you had asked a British officer who Colonel Clarke was, they would have been able to point…
him out: always ready with a drink and a story, he was a well-known figure in the local bars. If you then asked what he did, you would have less success. Those who knew didn't tell, and almost no one really knew at all.Clarke thought of himself as developing a new kind of weapon. Its components? Rumour, stagecraft, a sense of fun. Its target? The mind of Erwin Rommel, Hitler's greatest general. Throughout history, military commanders have sought to mislead their opponents. Dudley Clarke set out to do it on a scale no one had imagined before. Even afterwards, almost no one understood the magnitude of his achievement. Drawing on recently released documents and hugely expanding on the louche portrait of Clarke as seen in SAS: Rogue Heroes, journalist and historian Robert Hutton reveals the amazing story of Clarke's A Force, the invention of the SAS and the Commandos, and the masterful hoodwinking of the Desert Fox at the battle of El Alamein. The Illusionist tells for the first time the dazzling tale of how, at a pivotal moment in the war, British eccentricity and imagination combined to thwart the Nazis and save innumerable lives - on both sides.The Illusionist: The True Story of the Man Who Fooled Hitler
By Robert Hutton. 2024
Cairo, 1942: If you had asked a British officer who Colonel Clarke was, they would have been able to point…
him out: always ready with a drink and a story, he was a well-known figure in the local bars. If you then asked what he did, you would have less success. Those who knew didn't tell, and almost no one really knew at all.Clarke thought of himself as developing a new kind of weapon. Its components? Rumour, stagecraft, a sense of fun. Its target? The mind of Erwin Rommel, Hitler's greatest general. Throughout history, military commanders have sought to mislead their opponents. Dudley Clarke set out to do it on a scale no one had imagined before. Even afterwards, almost no one understood the magnitude of his achievement. Drawing on recently released documents and hugely expanding on the louche portrait of Clarke as seen in SAS: Rogue Heroes, journalist and historian Robert Hutton reveals the amazing story of Clarke's A Force, the invention of the SAS and the Commandos, and the masterful hoodwinking of the Desert Fox at the battle of El Alamein. The Illusionist tells for the first time the dazzling tale of how, at a pivotal moment in the war, British eccentricity and imagination combined to thwart the Nazis and save innumerable lives - on both sides.Napkin Finance: Build Your Wealth in 30 Seconds or Less
By Tina Hay. 2019
WALL STREET JOURNAL BESTSELLER“An incredible, compelling read. It covers an astonishing amount of ground with basic simplicity and good humor.…
A masterful starting point for any investor. Tina Hay is a wizard.”—Ben Stein, economist, author, actor and commentatorA handy crash course in personal finance, Napkin Finance is the groundbreaking guide everyone needs to help them manage their money and feel more secure.Surveys have found that two thirds of Americans can’t pass a basic financial literacy test, and nine in ten believe personal finance should become a required high school course. Tina Hay understands the confusion. While attending Harvard Business School, she struggled to keep up with classmates–many of whom came from the banking world–when it came to understanding jargon and numbers-heavy concepts. Tina developed a visual learning strategy using sketches and infographics that helped her succeed in her studies and master even the most complex financial topics.Since then, Tina founded Napkin Finance, a thriving company built on the concept of taking seemingly overwhelming topics—such as budgeting, investments, and retirement accounts—and turning them into simple, skimmable explanations. Now, she’s synthesized the most important content into this personal finance handbook. Napkin Finance includes dozens of individual learning modules, on topics ranging from credit scores to paying off student loans to economics and blockchain. The first illustrated guide that makes finance fun and accessible, Napkin Finance can help even the most numbers-phobic reader learn about complex financial topics without dying of boredom.Wall Street Journal “Love and Money” columnist Jeff D. Opdyke offers a compassionate and highly effective handbook designed to help…
elderly parents manage their money. Protecting Your Parents’ Money is the essential guide to helping Mom and Dad navigate the finances of retirement, covering such topics as understanding Medicare, preventing elder fraud, and the hunt for a quality, affordable retirement home. Protecting Your Parents’ Money is a book everyone should own, as members of the Baby Boomer generation find themselves dealing with the many financial problems surrounding aging parents, and face their own future as seniors.Think Like a Winner
By Yehuda Shinar. 2007
Yehuda Shinar's secret is simple. To be a winner you need to learn to think like one. Based on scientific…
research carried out over the last 18 years, Yehuda Shinar has devised a set of winning behaviour principles that can be adapted and applied to any sphere of life. Using practical advice, quizzes, tests and real-life case studies Yehuda shows you how to transform your thought patterns so that whoever you are and whatever you want to achieve, you'll be one of life's winners. From conquering your self-defeating thoughts and winning the respect of others to clinching that promotion at work or winning in love, money and health, this book will give you the advantage over other people, equipping you with the tools you need to be succesful.Ten-Thirty-Three: The Inside Story of Britain's Secret Killing Machine in Northern Ireland
By Nicholas Davies. 1999
This explosive book reveals the conspiracy between British Military Intelligence and the gunman of the UDA who targeted and killed…
both Republican terrorists and ordinary Catholics. The secret partnership was sanctioned at the highest level of the British government and full details of planned operations, including killings, were passed directly to its Joint Intelligence Committee in London. Ten-Thirty-Three was the codename given to the agent who was fed with all the details necessary for Loyalist gunmen to carry out their murderous activities. But somewhere along the line the power went to Ten-Thirty-Three’s head and he became increasingly unpredictable. It wasn’t long before he was completely out of control, and his Military Intelligence bosses had the makings of a major catastrophe on their hands… This extraordinary true story lifts the lid on shocking abuses of power in Belfast in the 1980s and 1990s.Meet the Frugalwoods: Achieving Financial Independence Through Simple Living
By Elizabeth Willard Thames. 2018
The deeply personal story of why award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city…
and embraced extreme frugality in order to create a more meaningful, purpose-driven life and retire to a homestead in the woods at age thirty-two with her husband and daughter.In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums.Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.Warnings: Finding Cassandras to Stop Catastrophes
By Richard A. Clarke, R. P. Eddy. 2017
From President Bill Clinton's recommended reading listPublishers Weekly BestsellerWarnings is the story of the future of national security, threatening technologies,…
the U.S. economy, and possibly the fate of civilization.In Greek mythology Cassandra foresaw calamities, but was cursed by the gods to be ignored. Modern-day Cassandras clearly predicted the disasters of Katrina, Fukushima, the Great Recession, the rise of ISIS, the spread of viruses and many more. Like the mythological Cassandra, they were ignored. There are others right now warning of impending disasters—from cyber attacks to pandemics—but how do we know which warnings are likely to be right? Through riveting explorations in a variety of fields, the authors—both accomplished CEOs and White House National Security Council veterans—discover a method to separate the accurate Cassandras from the crazy doomsayers. They then investigate the experts who today are warning of future disasters: the threats from artificial intelligence, bio-hacking, malware attacks, and more, and whose calls are not being heeded. Clarke’s and Eddy’s penetrating insights are essential for any person, any business, or any government that doesn’t want to be a blind victim of tomorrow’s catastrophe.Financially Ever After: The Couples' Guide to Managing Money
By Jeff D. Opdyke. 2009
Your Guide to Managing the Real Dollars—and the Real Emotions—of Your RelationshipToo often with money, couples face two choices: fight…
and risk making the situation worse, or keep quiet and risk making the situation worse. Financially Ever After offers a third option: family financial fluency—the insight, knowledge, and vocabulary every couple needs to communicate effectively about money.Jeff D. Opdyke, previously The Wall Street Journal's syndicated "Love & Money" columnist, covers any and all financial issues that couples face, including budgeting, deciding on whether to have joint or individual accounts, dividing up family financial chores, confronting debt, making major purchases, as well as handling mortgages, employment, children, and even engagement rings. He offers dozens of real-life scenarios between couples, with scripts and suggestions for how to broach delicate money-related subjects with your significant other, whether he or she has a shaky credit history or is feeling left out of family financial decision-making.The book also provides helpful tools to organize your financial life, such as a budgeting chart, a "scorecard" to track spending, and an "affordability calculator" to help you figure out how much buying a house will cost you.A must-read for any couple starting out, Financially Ever After lays the groundwork for building a healthy and thriving financial life together.Beyond Getting By: The Financial Diet's Guide to Abundant and Intentional Living
By Holly Trantham. 2024
A beautiful, full-color guide to living with money, not for money, packed with fun, tangible advice from the women behind…
The Financial Diet. &“Beyond Getting By will make you feel better, not worse, about your money and your life.&”—Tiffany &“the Budgetnista&” Aliche, New York Times bestselling author of Get Good with MoneyThe girlboss came in many forms, and she struggled valiantly against our increasing exhaustion at her brand of pinkwashed-capitalism-as-liberation—but it&’s time to put her to rest. Yes, money is essential to life, and managing it well can be the difference between freedom and constraint. But once you have enough, the focus should be on converting it into things that are meaningful to you: more time with the people you love, more creativity, more days to just vibe on the couch.In Beyond Getting By, the women behind The Financial Diet teach you how to create (and pay for) a life you truly enjoy—and that you can be proud of. They show you how to push beyond what society tells you will make you happy to determine what you actually want, with specific advice and interactive exercises on • how to define your own budget philosophy by no longer chasing fast fashion and instant gratification, instead allowing the unlikely duo of Sigmund Freud and Elizabeth Warren to guide your budgeting• how the idea that we have equal opportunity is bullshit—and how to start a self-advocacy journal in order to kill it in that next raise negotiation• how to stave off burnout by valuing your personal life with as much care as your career, in addition to figuring out the true worth of your time Beyond Getting By is for the woman interested in a life where money is simply a tool and never a reflection of her worth. It&’s for the woman who understands the limits of gamifying personal finance, and that following trends isn&’t the same as creating a sustainable, wealth-generating plan for the future.The Algebra of Wealth: A Simple Formula for Financial Security
By Scott Galloway. 2024
A must-have guide to optimizing your life for wealth and success, from bestselling author, NYU professor, and co-host of the…
Pivot podcast Scott Galloway.Today's workers have more opportunities and mobility than any generation before. They also face unprecedented challenges, including inflation, labor and housing shortages, and climate volatility. Even the notion of retirement is undergoing a profound rethink, as our life spans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed no longer applies. It's time for a new playbook.In The Algebra of Wealth, Galloway lays bare the rules of financial success in today's economy. In his characteristic unvarnished, no-BS style, he explains what you need to know in order to better your chances for economic security no matter what. You&’ll learn:How to find and follow your talent, not your passion, when making career decisionsHow to ride and optimize big economic waves (hard truth: market dynamics always trump individual achievement)What small steps you can take that pay big returns later, including diversification and tax planningHow stoicism can help you minimize spending and develop better financial habitsBursting with practical, game-changing advice from one of the world&’s most popular business school professors, The Algebra of Wealth is the practical guidebook you need to win today&’s wealth game.