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Personal finance and investing
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Upgrade your financial future and stay ahead of the economic curve This latest UK edition of Investing For Dummies is…
packed with up-to-date financial insights, covering the newest trends and developments that are reshaping the investment landscape. This comprehensive and beginner-friendly guidebook will help you build a robust investment portfolio in all economies and monitor its ongoing performance, for financial security you can rely upon. Even if you're on a limited budget, you can make smart, informed investment decisions. In this latest edition, investors will find up-to-date tax laws, and the latest trends and developments Assess risks and returns as you weigh different investment options Learn techniques and tools to make sound choices and achieve your financial goals Understand how UK investing differs from investing in other parts of the world Equip yourself with tax and regulatory knowledge to boost your profits Even if you're completely new to investing, this Dummies guide will teach you to build a portfolio that works for you.
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Personal finance and investing
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Have you prepared your legacy? Get peace of mind for you and your loved ones tomorrow by planning your estate…
today. Wills and Estate Planning: The Essential Guide for Australians will help you make a plan to leave your wealth to your selected beneficiaries, protect your financial legacy and avoid family disagreements. This plain-English guide makes estate planning easy, providing exactly what you need to know to get started. You have spent substantial amounts of time and energy building your life as it is now. But have you planned for how your wealth and assets will be distributed after your death? Many people prepare a will only when a life event brings the topic sharply into view—ike the death of a loved one or a personal health issue. But being proactive and planning your estate today can help you avoid significant time pressure and emotional stress. Wills and estates expert Andrew Simpson shares his extensive knowledge in this clear, jargon-free guide. From planning your retirement to writing a will and distributing your assets, Wills and Estate Planning covers the fundamentals and answers your questions. Inside, you'll find informative case studies, practical examples and easy-to-read explanations. Designed specifically for readers with little to no experience with wills and estate planning, this book will help you: Create a secure, legitimate estate plan: understand your assets, draft your will and protect it from legal challenges Navigate complex topics: use trusts to safeguard your assets, your superannuation and your financial legacy Avoid costly mistakes and minimise tax burdens for yourself and your family Know what to look for when choosing a professional estate planner With the latest financial and tax guidelines, this is a must-have resource for anyone seeking to confidently pass on their wealth to future generations. Wills and Estate Planning is for anyone who wants a simple, stress-free way to sort their affairs and enjoy peace of mind.
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Personal finance and investing, Family and relationships
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Many families want to adopt, but do not have the large amount of money it takes to complete a private…
domestic or international adoption. Some quickly give up the idea of adopting and are left feeling frustrated, overwhelmed, and discouraged. Those who choose to proceed often take out large loans or borrow from family and friends which adds to the financial pressure on the family. Author Julie Gumm shares proven strategies from her own experience as well as from others that include applying for grants, creative budgeting, and fundraising that prospective adoptive parents can use to prepare for and avoid those high costs associated with adoption.
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Business and economics, Personal finance and investing
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Straightforward steps to financial freedom and wealthGetting a handle on personal finance can be confusing and stressful. Get unstuck and…
start saving now with this streamlined, holistic plan for financial wellness. Smart Money makes it simple to ditch debt and jump-start your wealth in nine practical steps. Learn how to avoid money pitfalls, correct any wrong turns, and save and spend the right way to build wealth.Start by assessing your current personal finance, figuring out how much you owe, and comparing your income with your spending. With a wealth of budgeting wisdom, saving strategies, banking tips, and advice for investing, you'll find out exactly how to set realistic goals—and watch yourself breeze through them.A step-by-step plan—Build a strong foundation with a plan that includes putting your money in the right bank, making your credit card work for you, and prepping for big-ticket expenses.Simple, helpful tools—Implement changes at each stage of financial planning with the help of handy budget worksheets and checklists.Tips and tricks—Master the tools of wealth-building with tips including seven ways to tackle debt, five credit card commandments, and more.Discover how you can revitalize your finances with Smart Money: The Personal Finance Plan to Crush Debt.
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Economics, Business and economics, Personal finance and investing
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The best time to start investing is NOW.If you haven't saved a dime, it's time to get started. If you…
already invest, you should probably step it up. If you think you have enough set aside, realize that the word "enough" is at best a shoddy estimate and at worst a pipe dream.Investing for Beginners gives you in-depth insight into how to successfully evaluate your investment needs, be realistic about your goals, and put your money to work in order to generate wealth. With step-by-step introductions to the core concepts and strategies of successful investing, Investing for Beginners will help you turn your financial goals into reality.Investing for Beginners shows you how to invest confidently, with:A 5-step plan for setting the investment goals that are right for youAn overview of the most popular investment products and strategiesThe 5 biggest investment mistakes to avoidKey questions to ask your broker7 tips to reduce your taxesA thorough glossary of financial termsWith ample statistics, key insights, and a complete explanation of each step, Investing for Beginners will give you the tools you need to create the wealth you want.
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Business and economics, Personal finance and investing
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Achieve early retirement through financial independence with the F.I.R.E. planLiving your best life someday starts with saving smarter for retirement.…
Start Your F.I.R.E.: A Modern Guide to Early Retirement can help by giving you the most direct approach to success and security. It's a perfect addition to what you're probably already doing, including a 401(k), Roth IRA, or even a basic savings account.Featuring customizable principles and in-depth insights, this all-in-one retirement plan delivers a clear, concise path to financial freedom through smart spending, low-risk investing, creating multiple incomes, and maximizing savings. Ultimately, this guide can help you take control of your career, your finances, and your life, so you can reach your goals with confidence.Start Your F.I.R.E.: A Modern Guide to Early Retirement includes:Expert advice—Get firsthand insider experience from an author team who have made F.I.R.E. a reality.Essential tips—Get clear, concise answers to your most burning questions about early retirement planning.Helpful tools—Learn how to leverage expense spreadsheets, savings rate tables, and asset allocation charts.Online features—Bonus materials, such as an editable tracking sheet for monthly expenses and a shopping list with resource links.Financial independence and early retirement are within reach—with the F.I.R.E. approach.
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Business and economics, Personal finance and investing
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Take charge of your money today with Personal Finance Simplified. By making smart personal finance choices now, you can build…
a solid foundation for your family and your future. Personal Finance Simplified will show you, step by step, how to understand your personal finance needs, plan for your future, and create a budget that will bring you security and peace of mind. With helpful tips for saving money in the short term and long term, and straight talk on how to manage your debt, savings, investments, and major purchases, Personal Finance Simplified can help you at every stage of your life, from graduating college, to changing careers, to growing your family, to retirement. Personal Finance Simplified will introduce you to the fundamentals of managing money, with: Easy guide to creating a personal budget 10 simple ways to reduce your spending 5 stages of getting out of debt 3 questions to help you get real about your personal finance options Tips on banking, buying a home, and filing taxes from the editors of Personal Finance Simplified Personal Finance Simplified will help you take control of your cash flow once and for all.
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Business and economics, Personal finance and investing
Synthetic audio, Automated braille
The practical way to financial empowerment Personal finances are an essential element of life, but many of us avoid dealing with…
them because we don't feel well-informed. Overcome any doubts you may have about your financial literacy with this financial workbook for beginners. You will learn key financial concepts, start to engage intentionally with your finances, and create a plan to approach your financial future with confidence. Regardless of your age or bank balance, now is the time to improve your financial health! Focus on the personal—Examine your relationship to money, look at how your values and behaviors influence your finances, then apply your priorities to set realistic and attainable goals. Tools for action—Use the quizzes, checklists, budget templates and financial exercises to assess the current state of your finances and kick off your financial planning for the future. Complex concepts demystified—Get comfortable with personal finance through straightforward advice and real-life examples. You will get practical information about dealing with debt, buying a home, retirement planning, and investing in your future. Prioritize your financial well-being with the Personal Finance Workbook for Beginners
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Business and economics, Personal finance and investing, Self help
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Encouraging and practical advice to help introverts improve their networking skillsProfessional networking can seem overwhelming, especially if you're introverted in…
social situations. An Introvert's Guide to Networking is here to make it easier, with everyday advice that helps you leverage your natural strengths like listening, observation, and careful thought, to create connections in ways that feel comfortable and genuine for you.An Introvert's Guide to Networking offers:Helpful, hands-on guidance—Learn networking tips like how to enter (and exit) conversations gracefully, optimize your social media presence, be aware of your body language, and more.Advice for everyone—These inclusive techniques are helpful for people of all career stages, industries, and social skill levels—even extroverts might learn a thing or two.Real examples—Read quotes and anecdotes from introverts who've used their authentic personalities to make successful professional relationships.Start networking more productively today with a book that makes it easier for introverts.
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Personal finance and investing
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Make your retirement an unforgettable adventure using this inspiring guide so you'll never run out of creative ways to make…
your next phase your best phase.Welcome to retirement! Life beyond the working world is full of opportunity and excitement—but figuring out exactly where to go and what to do can be tough. Explore the unknown—Choose from 150 outside-the-box ideas and hobbies, whether it's swimming with sharks in the Maldives, learning the art of cheesemaking in the Swiss Alps, or volunteering at a community garden.Cover the globe—Book your trip, pack your bags, and travel the world with a list of destination activities on every continent.Get trustworthy guidance—Come prepared with insider knowledge about what to see at each destination, how to enjoy local activities, and where to eat while you're there.Make your retirement an unforgettable adventure with The Epic Retirement Bucket List!
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Personal finance and investing
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An accessible playbook for a brighter financial future In 10 Things I Love About Money: Simple Rules to Spend your…
Way to Wealth, author Mathew Megens, founder of the money management app HyperJar, delivers an easy-to-follow roadmap to financial independence, security, and freedom that anyone can use. The book is packed with insightful tips you can action immediately, from simple strategies for mindful spending to automating your good habits. You'll also learn about how to get – and stay – out of debt, and how to save money over the long term by taking advantage of discounts, loyalty programmes, and debt refinancing. Inside the book: Advice for understanding how to accumulate wealth based on your personality type 10 Rules for Financial Mastery, including how to start with a spending audit and the power of tiny daily habits Simple strategies to start investing today without getting ripped off Learn how to make saving money as much fun as spending money The perfect roadmap to financial wellness for students andworking people of any age, 10 Things I Love About Money is the no-nonsense, jargon-free guide to money, spending, debt, and wealth that you've been waiting for.
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Business and economics, Personal finance and investing, General non-fiction
Synthetic audio, Automated braille
Start getting savvy about money—an investment guide for teens You don't have to work on Wall Street to know that…
money is essential! Learn how to handle it responsibly—and how to make it work for you. Let this teen investing book be your guide to money matters ranging from the difference between stocks and bonds to ways to research potential investments. Soon enough you'll be throwing around terms like dividend and liquidity like a finance professional.Smart money moves—Learn how to set financial goals, create a budget, and recognize the difference between good debt and bad so you can make calculated decisions with your money.Master the market—Explore all the different ways people invest their money and assess their risk tolerance with a crash course in the stock market.Teen-specific tips—Get advice that's geared toward teens, including pointers on landing a summer job and creating saving plans for life after high school.Manage your money like a boss and begin building personal wealth with Investing for Teens.
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Personal finance and investing
Synthetic audio, Automated braille
Learn to make the simple and sound financial decisions that set you up for long-term success When you've officially begun…
“adulting” and it's time to make big financial decisions, Personal Finance In Your 20s & 30s For Dummies offers step-by-step advice on building a foundation for your financial futures. Bestselling author and money management guru Eric Tyson shares simple guidance on budgeting, investing, insurance, housing, and more, walking you through how to make the decisions you'll need to make to set yourself up for the rest of your life. You'll learn how to manage debt, co-manage your finances with a partner, and distinguish sound information and advice from meaningless noise and trends. The book is a roadmap to financial health and security that's straightforward enough for anyone to follow and applies to people at almost any income level. Inside the book: Conduct a complete “financial checkup” on your personal accounts Discover how to save for major life events, future goals, and unanticipated setbacks Identify trustworthy advisors and learn the difference between good advice and bad Perfect for young adults just beginning their financial journeys, Personal Finance In Your 20s & 30s For Dummies is your simple, friendly guide to creating a prosperous financial future.
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Personal finance and investing, Business and economics, Self help
Synthetic audio, Automated braille
NEW YORK TIMES BESTSELLER!Align your financial goals with your Meaningful Mission to achieve lasting abundance and prosperity, from the host…
of The School of Greatness.When you change your mindset around money, your entire life becomes richerAre you tired of living paycheck to paycheck? Do you feel trapped by your monthly expenses? Do you wonder how some people enjoy financial freedom while you seem stuck?Your relationship with money begins with having the right mindset. Until you heal your relationship with money, nothing can change for the better. Because if you don&’t care for your money, your money won&’t care for you.Lewis Howes, host of The School of Greatness show, offers the practical advice and mindset shifts you need in order to make financial peace and fulfillment a day-to-day reality. Leveraging insights gained from interviews with the world&’s leading financial experts, the latest research around the psychology of money, and his own journey to success, Lewis walks you through how to:Identify your Money Style (a key to understanding why you are lacking abundance) Develop a powerful Money Mindset so you can earn moreCreate a Money Map to reach clear financial goalsAppreciate your value and discover your hidden skills for greater earning potentialFind your Money Mentors to limit money losses and accelerate financial gains And much more . . . This isn&’t just another book about finances or investing. This is everything you need to own your worth, so you can earn more and create the abundance you desire.
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Personal finance and investing
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All you need to know about investing safely and smartly, with new information on the latest options—from commodities to bitcoin…
to real estate and private equity—in this comprehensive and updated guide to understanding the current market, setting realistic goals, and achieving financial success.The Everything Guide to Investing in Your 20s & 30s, 3rd Edition is a comprehensive, step-by-step guide designed to navigate beginners through their investment journey. From understanding basic investment principles, to exploring a host of investment options, this book offers a broad perspective of the investment world. With a primary focus on those between the ages of twenty and forty, the book demystifies complex investment terminologies and strategies, making them easy to understand and apply. It contains practical advice on how to make wise investment decisions, insights on wealth growth, and tips to avoid common investment pitfalls. Including updated information on sustainable investing, investment apps, retirement savings, ETFs, and alternate investing. You will find specific examples of investment strategies, real-world scenarios, and several DIY investing options specifically tailored for their age group so they can start making their money work for them now!
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Personal finance and investing, Self help
Synthetic audio, Automated braille
From the founder of Money with Katie, a leveled-up finance guide for ambitious women everywhere—and a rallying cry for a…
new money movementWomen experience money differently than men do. In the United States, women have only 55 cents for every dollar of wealth held by men, are more likely to end up in poverty following a divorce, and are less likely to retire with the resources they need. What can women do to build wealth and claim financial power in a system that wasn&’t designed for them?Katie Gatti Tassin, personal finance writer and host of the popular podcast The Money with Katie Show, has built an energized following of smart, ambitious women seeking a deeper understanding of the financial issues that affect them. In Rich Girl Nation, Tassin deconstructs the unique challenges women face on their journey to financial freedom, offering context and nuanced guidance on money matters including: • Performing a budgetary &“Hot Girl Detox&” • Proven salary negotiation strategies that effectively navigate gender bias • Investing frameworks that make you the leader of your financial life• How (and why) to create a prenup• Preparing and saving for childcare efficiently• Retiring independently (and in a tax-optimized way)Packed with scrupulous research and Tassin&’s trademark wit, Rich Girl Nation uncovers the real story behind our financial system and shows us exactly how to thrive within it while we fight for broader change. It&’s time for women to unite in unapologetic financial autonomy with the net worths to show for it—and to change the playing field not just for ourselves but for the next generation of Rich Girls, too.
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United States history, Personal finance and investing, Business and economics
Human-narrated audio
In 1868, Jacob Kaufmann, the nineteen-year-old son of a German farmer, stepped off a ship onto the shores of New…
York. His brother Isaac soon followed, and together they joined an immigrant community of German Jews selling sewing items to the coal miners and mill workers of western Pennsylvania. After opening merchant tailor shops in Pittsburgh s North and South sides, the Kaufmann brothers caught the wave of a new type of merchandising the department store and launched what would become their retail dynasty with a downtown storefront at Fifth Avenue and Smithfield Street. In just two decades, Jacob and his brothers had ascended Pittsburgh s economic and social ladder, rising from hardscrabble salesmen into Gilded Age multimillionaires. Generous and powerful philanthropists, the Kaufmanns left an indelible mark on the city and western Pennsylvania. From Edgar and Liliane s famous residence, the Frank Lloyd Wright masterpiece called Fallingwater, to the Kaufmann clock, a historic landmark that inspired the expression meet me under the clock, to countless fond memories for residents and shoppers, the Kaufmann family made important contributions to art, architecture, and culture. Far less known are the personal tragedies and fateful ambitions that forever shaped this family, their business, and the place they called home. Kaufmann s recounts the story of one of Pittsburgh s most beloved department stores, pulling back the curtain to reveal the hardships, triumphs, and complicated legacy of the prominent family behind its success. 2022. Adult
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Personal finance and investing
Synthetic audio, Automated braille
An essential guide that will help you minimise your tax bill and maximise your after-tax earnings In 101 Ways to…
Save Money On Your Tax – Legally! 2025–2026, bestselling author Adrian Raftery — aka Mr. Taxman — shows you how to lower your tax bill and keep more of your hard-earned money. With the cost of living always on the rise, every dollar you can save counts. Get the most out of your taxable assets and (legally!) reduce your taxes. 101 Ways to Save Money On Your Tax – Legally! makes it easy to find and implement every deduction that applies to you. This handy guide, trusted by tens of thousands of Australians, takes the stress and confusion out of the tax season. Find out what you actually owe and lodge on time, with no mistakes. Whether you're an individual, married couple, investor, business owner or pensioner, this guide will help you: Understand how your taxes have changed for this year Reduce your tax bill, potentially by $100s or $1000s Easily navigate work-related expenses, levies, shares, property, education, business expenses, family expenses, superannuation, and more Protect yourself against errors, audits, overpayments, and common tax traps Get the answers to frequently asked questions Updated with all the latest tax legislation and thresholds, this 15th edition of 101 Ways to Save Money On Your Tax – Legally! is the comprehensive, authoritative and easy-to-follow guide that every Australian needs. Don’t pay more than you have to. Mr. Taxman is here to help.
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Economics, Business and economics, Personal finance and investing
Synthetic audio, Automated braille
Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits…
and prospects of a longer working life. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement.It provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: • the nature of financial institutions, markets and economic policy that shape the opportunities and decisions individuals face• the range of financial assets available to households, risk-return trade-off, basics of portfolio construction and impact of tax• the importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches• behavioural finance as a key to understanding factors influencing individual and market perceptions and actions• using financial data to inform investment selection and create financial management tools that can aid decision-making.The second edition has been fully updated and includes: more information on the cost of living crisis; Fintech, climate change, sustainable finance and cryptocurrencies; financial skills and calculations; tax, trust planning and wills; pensions; regulation and fraud; and additional case studies.Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance is a compelling combination of a textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.
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Business and economics, Personal finance and investing
Synthetic audio, Automated braille
“This book is a gift to humanity….Ray provides a solution to what is the biggest and most certain threat to…
our prosperity.&” —Henry M. Paulson Jr. “An invaluable resource for policymakers, investors, and citizens.&” —Lawrence H. Summers. An urgent warning about the American economy from Ray Dalio, the #1 New York Times bestselling author of Principles. Do big government debts threaten our collective well-being? Are there limits to debt growth? Can a big, important reserve currency country like the United States really go broke—and what would that look like? For decades, politicians, policymakers, and investors have debated these questions, but the answers have eluded them. In this groundbreaking book, Ray Dalio, one of the greatest investors of our time who anticipated the 2008 global financial crisis and the 2010–12 European debt crisis, shares for the first time his detailed explanation of what he calls the “Big Debt Cycle.” Understanding this cycle is critical for helping policymakers, investors, and the general public grasp where we are and where we are headed with the debt issue. Dalio’s model points toward surprisingly straightforward solutions for dealing with the debt problems that the US, Europe, Japan, and China face today. How Countries Go Broke also shows how these debt problems are related to the other forces—political within countries, geopolitical between countries, natural (droughts, floods, and pandemics), and technological (most importantly, AI)—that together are causing what Dalio calls the “Overall Big Cycle” changes in the world order. By reading this book, you will improve your understanding of what’s happening now and what to do about it. New York Times Bestseller