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McSweeney's Issue 46
By Dave Eggers. 2014
In thirteen electrifying stories, our very first all-Latin-American issue takes on the crime story as a starting point, and expands…
to explore contemporary life from every angle-swinging from secret Venezuelan prisons to Uruguayan resorts to blood-drenched bedrooms in Mexico and Peru, and even, briefly, to Epcot Center and the Havana home of a Cuban transsexual named Amy Winehouse. Featuring contemporary writers from ten different countries-including Alejandro Zambra, Juan Pablo Villalobos, Andres Ressia Colino, Mariana Enriquez, and many more-McSweeney's 46 offers an essential cross-section of the troubles and temptations confronting the region today. It's crucial reading for anyone interested in the shifting topography of Latin American literature and Latin American life, and a collection of writing to rival anything we've assembled in years.New Bankruptcy, The: Will It Work for You?
By Leon Bayer. 2017
Choose the best bankruptcy option The New Bankruptcy provides clear-cut information, answers to common questions, worksheets, and strategies to help…
you figure out whether bankruptcy is the right solution to your debt problem. Find out: the main differences between Chapter 7 and Chapter 13 bankruptcy whether you qualify for Chapter 7 bankruptcy (the means test) how the Chapter 13 repayment plan works which type of bankruptcy (7 or 13) is better in various situations which debts are wiped out what happens to your property, including your home, car, and retirement accounts, and other ways to handle debt problems. The book also outlines the bankruptcy process and includes completed sample bankruptcy forms.Get Rich Slow
By Sarah Riegelhuth. 2013
How to build wealth the smart way--slow and steadyThis book will show you how to take control of your finances…
and grow your wealth using nothing more than a few key principles and commonsense wisdom. It shows you how to let go of easy excuses, stop waiting around for magically simple solutions, set intelligent financial goals, and design an action plan that you can follow through to completion. Using a storytelling approach, it shares the financial experiences of the author and her clients, guiding readers through the tools and tactics necessary to effect positive financial change in their lives. Although focused on personal finance goals, the lessons here easily translate to life itself.Handbook of Corporate Performance Management
By Pippa Bourne, Mike Bourne. 2011
A corporate performance management system can transform your business - but only if it is designed and implemented in the…
right way. this book will provide you with the tools and approaches to help translate your strategy into action and make you aware of the pitfalls to be avoided.The Handbook of Corporate Performance Management takes a practical approach, offering guidance on what works, tools to use, and how leadership makes an essential contribution to success.THE BOOK IS BROADLY DIVIDED INTO FOUR SECTIONS:Section One Provides the essential toolkit for setting up and implementing a corporate performance management system. It covers the processes and approaches you need to make it work.Section two explains how you can use performance management to manage your business from tracking performance through the management review process to checking whether your strategy is still appropriate.Section three provides guidance for measuring specific key areas; financial performance, staff performance, customers, processes, competence and resource development, and sustainability.Section four is about bringing it all together. Case studies of individuals from widely differing organisations, who have all delivered great results, illustrate the importance of good leadership in creating a culture of high performance.The Handbook of Corporate Performance Management is the essential guide to using performance measurement and management to get the best out of your business.Get Wise to Your Advisor
By Steven D. Lockshin. 2013
The financial services world is changing. Technology is enabling an automated approach to investing that should bring down the cost…
of commodity services. No longer do you have to fund the lifestyle of a broker or advisor to have him tell you how to diversify or where to find the next investment that cannot be missed. This book will provide the tools for calculators that tell you most of what you need to know; from how much insurance you need to have to how you should diversify. The book will help readers with the following: Understand what you havePlan your long-term goalsStart to save (maximizing your 401k)Reduce debtRun your Monte Carlo SimulationDetermine the appropriate asset allocationSet up your auto-rebalancing and periodically (annually, perhaps) re-examining your asset allocation to account for globalizationDeploy the asset mix through low cost, tax-efficient strategiesLook at it once per yearThis book will provide a better understanding of your investment decisions. But, we all cannot be do-it-yourselfers. Advisors serve as an important resource for consumers when they are both capable and understand their duty to serve you, the customer, first. To complement their moral station, they must have the skills to deliver appropriate advice. The book, much like the company Steve founded, will simplify standards for consumers and audit advisors to those standards.Financially Stupid People Are Everywhere
By Jason Kelly. 2010
A hard-hitting look at achieving financial freedom by avoiding excessive borrowing and spendingIf you don't actively resist America's culture of…
debt, you'll end up precisely where the government, banks, and big business want you to be: indentured servitude. The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them.Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead.Discusses what you can do to stop the destructive cycle of borrowing and spendingIllustrates the four major tenets of getting money rightHighlights how to avoid the many ways that government, banks, and big business try to trap you with debtTo secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.Save Big
By Robin Roberts, Elisabeth Leamy, Diane Sawyer. 2010
Good Morning America correspondent and ABC News columnist reveals tips for achieving unbelievable savings In this battered economy, saving money…
matters more to consumers than ever before. But most people are tired of hearing about all the small stuff, like skipping their morning latte. They tried that, and it didn't work. Americans want fresh, bold ideas and Save Big: Cut Your Top 5 Costs and Save Thousands has them. In fresh, engaging prose, Elisabeth Leamy shows consumers how to save big on life's most important and costly items. Filled with actionable advice and the insider secrets readers are hungering for, Save Big Details how to save a lot of money on a few things rather than merely saving a little on a bunch of small items Reveals the keys to saving money and the challenges consumers face Educates consumers on how to save thousands on the five things most people spend the most money on: houses, cars, credit, groceries, and healthcare After the turbulent economic events of the recent past, more and more consumers are focusing on budgeting and creative ways to save money. Save Big can help.Super Boom
By Hirsch, Barry Ritholtz. 2011
Prosper from the profitable opportunities of the next financial market super boomIn 1976, Yale Hirsch predicted a fifteen-year super boom--a…
move in the stock market of 500% or more. His forecast proved accurate as the market rose and continued upward, eventually posting growth over 1,000% just before the tech crash in 2000. In Super Boom, Jeffrey Hirsch, President of the Hirsch Organization and Editor in Chief of the Stock Trader's Almanac, unveils the next market expansion. Building on his father's research from 1976, Hirsch has discovered that meteoric rises in stock indices are due to specific catalysts predominantly outside of the financial markets.History has a way of repeating itself, especially in the financial markets. The American economy, and subsequently the world economy, has always existed in a cycle of boom and bust: gold, grain, oil, technology, and most recently, real estate, have all bubbled and popped. The key to investing profitably is spotting macroeconomic historical trends and positioning to reap the benefits. Step-by-step, Hirsch puts together the pieces of this puzzle by revealing the central drivers of a super boom.Examines how new cultural paradigm-shifting technologies, as well as peace between major wars, could fuel a super boomDiscusses how the massive injection of money by the government, in response to the global financial crisis and the Great Recession, as well as wartime spending, will eventually create an inflationary environmentThe data and research found here is based on historical information and the boom-and-bust cycle of the past centuryAs markets and economies struggle over the next several years, remember to keep your eye on the future and get ready for the coming super boom and the next 500% move in the market. With this book as your guide, you'll benefit from the insights that only Jeffrey Hirsch can provide.Debt Man Walking
By Bruce Brammall. 2009
The key to wealth is... a four-letter word.Debt, growth assets and time are the perfect ingredients for Generation X to…
create real wealth.If you were born in the '60s or '70s, remember Billy Ray Cyrus, BMX Bandits, Sony Walkmans, the fall of the Berlin Wall, 'Who Shot JR?', the dot-eating Pac-Man -- and you're wondering how any of that could improve your financial position -- then this book is wa-a-ay overdue. Debt Man Walking will have you marching to a different financial beat, because Gen X's money needs are distinctive. Inside this book you'll discover:how to maximise your opportunities using investment debt that there are actually three types of debt: dumb, okay and great that your 'relative' youth + diversification = wealth how you can double your super nest egg in 15 minuteswhy life as a Gen Xer is an excellent adventure ... dude.Investing in the Age of Sovereign Defaults
By Michael C. S. Wong, Peter T. Treadway. 2013
Acclaimed investment experts Peter Treadway and Michael Wong explain how to protect your investments--and even profit--from the coming sovereign default…
crises A major sovereign default crisis is looming for the so-called developed economies of the world. The result will be a major redistribution of economic wealth and an overhaul of the international financial system on an epic scale. Investing in the Age of Sovereign Defaults: How to Preserve your Wealth in the Coming Crisis explains what lies ahead, and offers invaluable suggestions to help investors avoid massive losses. Explains why the West is headed for a major default crisis and how investors can protect themselves Contends that the value of gold will continue to rise and that sooner or later government debt, including that of the U. S. and Japan, will be shunned Written by investment experts Peter Treadway and Michael Wong The days of the economic status quo are coming to an end. Investing in the Age of Sovereign Defaults shows investors what's coming and what investors must do if they want to escape unscathed.The Complete Family Office Handbook
By Kirby Rosplock. 2014
Everything you need to know for successful wealth management for families Although the family office concept is not new, it…
is a phenomenon that is changing the wealth management landscape. With celebrities and business moguls, investment gurus and family business icons establishing private wealth management advisory firms, more and more individuals are asking what exactly is a family office and how does it operate? Family offices either serve one family exclusively or typically manage the wealth of a number of affluent families. If you're like most families and advisors, you're familiar with family offices, but may not know exactly how they work or why the family office is right for you or your clients. Dr. Kirby Rosplock, an expert on the family office concept, provides insights to some of the most common questions and even misperceptions in this handbook. The Complete Family Office Handbook explains how family offices operate, who should consider forming or joining one, and how to craft and set up a structure, purpose and vision for the office that fully serves a family's particular needs and investment goals. Whether you're a wealth creator, a member of a wealthy family considering forming or joining a family office, or a professional contemplating a career in this growing segment of the wealth management industry, this comprehensive guide provides insights to some of the most common questions and misperceptions.How to Eat an Elephant
By Frank Wiginton. 2012
Take control of your personal finances--one bite at a timeGetting your financial house in order is a big job. At…
first, you might even feel like you've bitten off more than you can chew. But don't give up! In How to Eat an Elephant, you'll gain vital understanding of important personal finance basics in just one day a month. Rather than tackle the beast in one bite, you'll master it a little bit at a time. Supported by online resources, tools, and reports, you'll complete fundamental tasks and gain fundamental understanding in an orderly and effective way.With practical, easy-to-understand guidance, this book will show you how to reduce your debt and save on interest; improve your understanding of personal finance basics and gain new confidence; reduce stress and anxiety about your money; and use powerful online tools to organize all your financial information.Offers a structured, non-intimidating approach to personal finance that can be mastered in four hours a monthCovers vital topics like budgeting, life insurance, investment products, retirement planning, wills and powers of attorney, and much moreWritten by Frank Wiginton, one of Canada's best-known personal finance speakers and gurusIf it's time to take charge of your financial life, look no further. How to Eat an Elephant offers real solutions that will save you time, money, and headaches.Jim Cramer's Getting Back to Even
By James J. Cramer, Cliff Mason. 2009
Jim Cramer, host of CNBC's Mad Money and bestselling author and financial guru, offers specific advice about how to overcome…
your fear of the markets and put your investments back on track to recover from the financial debacle of 2008-2009.You don't even look at your 401(k) statements any longer. When mail comes from your broker or your mutual fund, you throw it in a drawer unopened. You know how bad things are and you're just waiting for them to improve before you start thinking about your money again. But how long will that take? How many opportunities will you miss while you hide your head in the sand? Shouldn't you be doing something? Jim Cramer says that there are positive steps you can take to start the financial healing process. You can start to get back to even, then go from there. Cramer explains how to make the best of the bad situation you're in, and how not to succumb to fear and panic. He tell you what steps to take depending on your age and your financial goals. Getting Back to Even will include advice on refinancing a mortgage, recovering from job loss or downsizing, and making a new financial plan. It will include twenty new rules for investing that fit the current economic climate. Jim Cramer believes that the stock market is still the best long-term investment anyone can make. He'll offer guidance on which stocks to select, or how to find a reliable and successful mutual-fund manager, and how to spot the economic recovery when it happens. Whether you're 25 and investing to build wealth or 65 and hoping to restore your retirement savings, you'll need the advice Jim Cramer offers in Getting Back to Even.The 7 Most Important Equations for Your Retirement
By Moshe A. Milevsky. 2012
The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has…
its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement. . . And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars--summarized by seven equations--who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius--all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations--which Moshe Milevsky explains in a manner that everyone can appreciate--will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire. . . while you can still enjoy your money.Lootcamp: 4 Weeks to Reducing Debt and Increasing Your Financial Fitness
By Laura J. Mcdonald, Susan L. Misner. 2013
Four Weeks to Financial Fitness!Welcome to the Golden Girl Finance Lootcamp, a month-long program designed to break up the daunting…
task of getting yourself financially fit into small, daily steps...that will have you well on your way to a more financially secure life in no time flat!Week One will get you organized with an accurate picture of your finances--what you have, what you owe, and what your debt is really costing you. Week Two will help you tally up your spending--how much, on what and how, for both fixed and variable expenses.Week Three is dedicated to dealing with your debt.Week Four is all about planning for the future and developing good financial habits.It's about getting your true bottom line in shape and primed for a fabulously fit financial future!Next Generation Excel
By Isaac Gottlieb. 1807
Take Excel to the next level in accounting and financial modelingIn this new Second Edition of Next Generation Excel, Isaac…
Gottlieb shows financial analysts how to harness the full power of Excel to move forward into the new world of accounting and finance. Companies of all sizes use financial models to analyze their finances and plan business operations, as well as to create financial accounting reports like balance sheets, income statements, and statements of cash flows.While many businesspeople are quite familiar with the reports created with financial models, most are not as familiar with the creation of the models themselves. This book shows them how to build an accurate and effective financial model using the solid functionality and easy usability of Excel.Fully updated and revised to include support for Apple usersWritten by a professor of management and statistics who has taught the discipline for fifteen yearsAppropriate for professional financial analysts, as well as MBA studentsFor professionals and students whose responsibilities or studies include a full understanding of financial modeling, Next Generation Excel, Second Edition offers comprehensive training.Finding the next Starbucks
By Michael Moe. 2006
The stocks that generate the most spectacular return are small companies that become big companies. My objective is to identify…
and invest in what I call the stars of tomorrowthe fastest growing, most innovative companies in the world. Michael Moe was one of the first research analysts to identify Starbucks as a huge opportunity following its IPO in 1992, when its market cap was $220 million. Today, its market cap is $23 billion. Lucky? Maybe a little. Art or science? Both. For more than fifteen years Moe has made great calls on many other stocks, earning a reputation as one of todays most insightful market experts. Now, in his first book, Moe shows how winners like Dell, eBay, and Home Depot could have been spotted in their start-up phase and how you can find Wall Streets future giants. He forecasts the areas with the greatest potential for growth, including peer-to- peer networking, nanotechnology, and alternative energy. And he explains his four Ps of future superstars: great people, leading product, huge potential, and predictability. Ironically, while the opportunities for outsized returns for investors lie in identifying early-stage growth companies, large investment banks are driven by the economics of trading volume and therefore generally ignore the stars of tomorrow. If you are looking to invest in tomorrows winners its unlikely you will find them by reading Wall Street research. Mainly, Wall Street is focused on reporting on companies everybody already knows about. Coincidentally, to identify and invest in tomorrows stars, you are unlikely to be battling Wall Streets finestthey arent there. Throughout the book Moe includes interviews with some of the biggest names in businessfrom Howard Schultz and Bill Campbell to Vinod Khosla and Michael Milkenwho reveal their own insights into how they discover the stars of tomorrow. For Wall Street insiders and individual investors alike, Finding the Next Starbucksis an indispensable guide to spotting growth opportunities.The Real Retirement
By Bill Morneau, Fred Vettese. 2013
Straight Talk and solid retirement advice for all CanadiansIn the face of government changes, financial market volatility, and an aging…
workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement systemIncludes advice for calculating your Neutral Retirement Income TargetContains solid financial advice in accessible languageWritten by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firmThe Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.It's Your Money, Honey: A Girl's Guide to Saving, Investing, and Building Wealth at Every Age and Life Stage
By Laura J. Mcdonald, Susan L. Misner. 2012
Turning smart girls golden; the women's guide to personal financ.e Rebranding finance with a feminine spin, It's Your Money, Honey…
is designed to encourage women of all ages to take a greater interest--and play a greater role--in the financial issues that affect their everyday lives and financial futures. Conversational, irreverent, and intelligent, this guide to wealth creation, wealth management, and financial protection as it relates to women and their families provides exactly the kind of advice that smart women today need to know in order to take charge of their finances. Organized by decade and the events--from childrearing to retirement--that need to be planned for, presently enjoyed, or recovered from, It's Your Money, Honey is packed with expert information in the no-nonsense style of a girlfriend who knows her stuff. Finances aren't that hard, you just have to deal with them yourself. Finally, a book that understand that every woman needs to make time for a personal finance education Highly accessible, the book is designed to be read whenever you find yourself with a spare second, providing important information in bite sized chunks Helps women prepare for major life events with the help of real life stories, helpful checklists, and easy-to-apply Golden Rules Born out of the notion that too many smart women let their financial situations be ignored, swept under the rug, or dictated by others, It's Your Money, Honey is everything you need to know about money but were too busy to ask. www.goldengirlfinance.caWall Street Versus America
By Gary Weiss. 2006
A shocking appraisal that shows how Wall Street is intrinsically corruptand what individual investors can do to protect themselves For…
several years high-profile corporate wrongdoers have been vilified by the media. Yet the problem, according to Gary Weiss, is not just a few isolated instances of malfeasance. The problem is in the very fabric of Wall Street and its practices that enable and even encourage corruptionpractices that are so pervasive and so difficult to combat that they are in effect perfect crimes, with the small investor left holding the bag. In this blistering report from the front, Weiss describes how the ethos of Mafia chophouses, boiler rooms, and penny stock peddlers now permeates all of Wall Street. Protected from investor lawsuits by laughably corrupt arbitration systems, Wall Street firms are free to fleece unsuspecting clients with little or no risk. But as this empowering book shows, ordinary investors can fight back and come out on topif they learn to recognize warning signs, filter media chatter, and spot looming corporate meltdowns in advance. Prepare to be surprised, get angry, and then get even. Wall Street Versus America is a wild ride you can’t afford to miss. .