Digital download or access to books, magazines and newspapers remain available. However, due to an Ontario government directive closing non-essential businesses, the production and delivery of DAISY CDs and physical braille is suspended.
Showing 1 - 20 of 1581 items
Learn how to save and spend wisely, feel good about money, and start living a more balanced life. No matter… your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend’s bedroom than with their bank account? Do you know if your parents have a will or or if they’ll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards? Since no one is talking about it, you can’t be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And—spoiler alert—you don’t need a budget to do any of this! You’ll learn: -How to build good credit (and get rid of bad credit—especially credit card debt) -What all these dreaded acronyms mean and how they can work for you—TFSA, RRSP, RESP, CFP, CPP -How and when to invest for your future -How to talk about money with your partner—and everyone else in your life -How to save for a mortgage and then work towards being mortgage-free -How to have fun, splurge once in a while, and still save money With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls—and how to avoid them—so you can make financial decisions that are right for you.
An adventure story set against the backdrop of a son trying to understand his fatherAfter a 25-year break from boating,… Brian Harvey circumnavigates Vancouver Island with his wife, his dog, and a box of documents that surfaced after his father’s death. John Harvey was a neurosurgeon, violinist, and photographer who answered his door a decade into retirement to find a sheriff with a summons. It was a malpractice suit, and it did not go well. Dr. Harvey never got over it. The box contained every nurse’s record, doctor’s report, trial transcript, and expert testimony related to the case. Only Brian’s father had read it all — until now.In this beautifully written memoir, Brian Harvey shares how after two months of voyaging with his father’s ghost, he finally finds out what happened in the O.R. that crucial night and why Dr. Harvey felt compelled to fight the excruciating accusations.
A simple, straight-forward game plan for completely making over your money habits!Best-selling author and radio host Dave Ramsey is your… personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:Set up an emergency fund (believe me, you're going to need it)Pay off your home mortgage-it is possible.Prepare for college funding (your kids will love you for it)Maximize your retirement investing so you can live your golden years in financial peaceBuild wealth like crazy!With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.
Do you dread opening bills and statements? Do you feel like your debts are spiralling out of control? Do you… wish you had more money left at the end of the month?'Spendsmart' authors and money experts Benjamin Fry and Jay Hunt take a unique and holistic approach to helping you deal with all your financial worries. Firstly, Benjamin examines the real reasons behind your overspending, so that you can understand how to change, and then Jay provides you with practical and realistic solutions for spending less.By following their proven 5-step plan, you will be able to identify your debts, learn how to live on a budget without depriving yourself and apply their strategies to the way you continue to spend money in the future. Packed with budgeting suggestions, helpful questionnaires, realistic tips, and fun ideas, 'Spendsmart' is a must-read for anyone who wants to make their money go further.
When economic conditions are tough, we all need to watch our spending. John Harrison's simple, tried and tested methods will… help you to enjoy a better standard of living while saving money and helping the environment.Discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer.Save energy, save on your bills.Harvest food for free and avoid waste.Play the supermarkets at their own game and get the best deals.See how to recycle, re-use, make do and mend.Find out if solar power is right for you and whether wind power makes domestic sense.
The Real Warren Buffett unveils the secret of how Warren Buffett led Berkshire Hathaway to staggering success. Zeroing in on… his original management style and leadership approach, author James O'Loughlin exposes the powerful and practical lessons of Buffett, demonstrating how he became the second richest man in America.
For Making Sense of Investing Today...the Fully Revised and Expanded Edition of the Bestselling The Motley Fool Investment Guide Today,… with the Internet, anyone can be an informed investor. Once you learn to tune out the hype and focus on meaningful factors, you can beat the Street. The Motley Fool Investment Guide, completely revised and updated with clear and witty explanations, deciphers all the new information -- from evaluating individual stocks to creating a diverse investment portfolio. David and Tom Gardner have investing ideas for you -- no matter how much time or money you have. This new edition of The Motley Fool Investment Guide is built for today's investor, sophisticate and novice alike, with updated information on: Finding high-growth stocks that will beat the market over the long term Identifying volatile young companies that traditional valuation measures may miss Using Fool.com and the Internet to locate great sources of useful information
TV star Annie Hulley has amassed a substantial property portfolio in just three years. In this book she explains how… she achieved it, the mistakes she learned along the way, and what she's gleamed from the experience. It is an entertaining and practical guide for anyone interested in bricks and mortar.
In Marie-Claire s first book How to Become a Money Magnet she showed her readers how to completely… reinvent their relationship with money so that they could effortlessly attract more wealth and abundance into their lives In this new book she builds on the fantastic results that readers achieved by providing robust tools to ensure that they can maintain these results and that their finances continue to flourish The book is divided into three sections Focus Action and Belief or as Marie-Claire calls it the FAB principle It will teach you how to really clear out any remaining blocks limiting beliefs or fears surrounding money that are holding you back take inspired action to keep the money pouring in from every direction truly believe that you deserve your newfound wealth so that the whole process is creative fun and easy
Have you ever wondered how some people just seem to be wired for wealth, while others spend their whole lives… struggling for money? Have you been searching for that magic formula that will help you finally become wealthy beyond your wildest dreams? Or maybe you just want to get to the place where you can live life on your own terms, without having to worry about money?Each one of us has a Money Genius in our heads, whether it be a Lady Gaga, a Richard Branson, or even a Warren Buffett. But unless you're making the kind of money you are happy with, your Money Genius has not yet been given the power to unleash your true wealth potential into your life. In this book, you will learn with surgical precision how to create and attract wealth, by doing what people with money intuitively do. You will discover what your personal Money Genius type is, and how to structure your money-making strategy accordingly. Not only that, but you will also learn how to uncover all the limiting emotional baggage that keeps you struggling, feeling confused and playing small. You will then discover how to obliterate this baggage so that you too can achieve any financial goal that you set yourself, and effortlessly wire yourself for wealth!
<i>Peterson's Don't Break the Bank: College Edition</i> is the must-have guide for college students who want--or need--to learn how to… manage their money. Inside you'll find real-life advice from students as well as expert money-saving tips from financial experts. This guide will help you become financially savvy by explaining important aspects related to earning money, tips for stretching it and sticking to a budget, the pros and cons of credit, advice for saving for your future, and much more. Fun graphics along with the informative, easy-to-read chapters make this the perfect guide for the teen on the go who wants to gain some financial dollars and sense!
<p>Middle school and high school students spend more money than ever these days, but most have very little (if any)… knowledge when it comes to personal finances. The truth is that most schools don't have time to teach a Personal Finances 101 course. So what are today's students (and their parents) to do? Peterson's Don't Break the Bank comes to the rescue! It's a brand new, easy-to-comprehend guide to help students become financially savvy. <p>Readers will find such financially relevant chapters as All About Money, Part-Time Jobs and Ways to Make Money; Analyzing Your Paycheck; Making Sense Out of Banking; Online Banking and Bill Paying; Saving for a Rainy Day; Understanding Debt and Credit; Charge It! (Paying with Plastic); Don't Spend It All in One Place: Creating-and Sticking to-a Budget; Money U: Managing Your Finances While in College; Investing; and How to Make Your Money Grow! Inside you'll find: <p> <li>A student-friendly design, with short chapters, fun graphics, and insightful sidebars-easy for busy students to read in their on-the-go lives. <li>Expert guidance on ways to make extra money, saving vs. spending, ways to budget, the ins and outs of credit and credit cards, financial aid and scholarships, and more. <li>Valuable advice from finance experts and from students, who share their own stories of financial woes and triumphs <li>Glossary of important financial terms-to help teens succeed on their road to financial literacy <li>Helpful appendix of additional resources, including links to Web sites for further information</li> </p>
Youth financial education is an urgent issue, and author Sabrina Lamb believes that African American parents first must reeducate themselves… about finances to make sure the next generation does not fall into the spending trap that can be a family legacy. The lack of a healthy financial education has generational impact, causing families to be financially vulnerable, squander financial resources, and fail at wealth accumulation. With step-by-step advice and exercises for parents and young people, Do I Look Like an ATM? sets out to establish new financial behavior so children will avoid the personal economic problems that have plagued the culture. The book guides parents through self-examination of their financial habits. By performing the exercises in this book and having candid discussions, parents can, together with their children, become engaged citizens in the world of money. With new financial traditions and a better understanding money and its meaning, the next generation will realize the true power of wealth and use their money wisely.
Addressing the common reasons people don't discuss personal finances in detail and in-depth with their partner, this unique approach to… managing money goes beyond the superficial to the substantial and significant conversations couples should have about money. In part one, personal profiles of 19 women reflect the financial and emotional challenges every woman, to some degree, eventually faces when the relationships she has with herself, her money, and her mate converge. The second section reviews key individual thoughts, behavior, and expectations concerning money and examines how these affect the expectations of a significant other. The love-and-money dance is the focus of the third part, providing a framework for asking questions and exchanging information that allow any couple to know and understand each other's personal financial history. Assessing and improving the emotional impact of managing money in a romantic relationship, this guidebook elevates the conversation about money and provides women with the tools to take the lead.
Americans today face no shortage of threats to their financial well-being, such as job and retirement insecurity, health care costs,… and spiraling college tuition. While one might expect that these concerns would motivate people to become more politically engaged on the issues, this often doesn't happen, and the resulting inaction carries consequences for political debates and public policy. Moving beyond previously studied barriers to political organization, American Insecurity sheds light on the public's inaction over economic insecurities by showing that the rhetoric surrounding these issues is actually self-undermining. By their nature, the very arguments intended to mobilize individuals--asking them to devote money or time to politics--remind citizens of their economic fears and personal constraints, leading to undermobilization and nonparticipation.Adam Seth Levine explains why the set of people who become politically active on financial insecurity issues is therefore quite narrow. When money is needed, only those who care about the issues but are not personally affected become involved. When time is needed, participation is limited to those not personally affected or those who are personally affected but outside of the labor force with time to spare. The latter explains why it is relatively easy to mobilize retirees on topics that reflect personal financial concerns, such as Social Security and Medicare. In general, however, when political representation requires a large group to make their case, economic insecurity threats are uniquely disadvantaged.Scrutinizing the foundations of political behavior, American Insecurity offers a new perspective on collective participation.
Do you need to get back in control of your cash? Do you want to understand your money emotions? Are… you happy to talk about sex, make-up and shoes, but shy about your financial feelings? With more and more women stepping up to take charge of their financial destiny, SHECONOMICS will help you master your money and understand the complex feelings that can stand in your way. Whether you want tips on taking emotional control of your finances, choosing monetary goals and planning how to achieve them, paying off loans, sorting out pensions, investing, spending or simply living within your means, this is the book for you. Karen and Simonne have devised seven simple yet effective laws of 'sheconomics' to help you change your attitude to personal finance, get your money madness under control and secure a financial future that doesn't depend on Prince Charming or a lottery ticket. With real-life stories, case-studies and experiences gathered from years of working in the world of money, SHECONOMICS is a no-nonsense-easy-to-follow financial guide, written for women by women.
Why not make money and make a difference, too? A revolutionary blueprint for growing wealth, finding fulfillment, and changing the… world by living your values. In the emerging era of Conscious Money, we achieve prosperity by tapping into the power of values, consciousness, and sound economic principles. By applying the wisdom of Conscious Money to your personal finances, you can build a foundation for sustainable wealth and true fulfillment. No longer will you need to choose between your core values and your paycheck. Instead you'll expand on-the-job creativity, grow income through conscious practices, and change the world as you: * identify your unique personal values; * break down barriers to financial success; * partner with companies that reflect your values; * express your values through conscious shopping; * tap into higher consciousness at the office; * harness your intuition to clarify financial choices; and * invest in enterprises that honor the planet.
Nationally syndicated radio host and money man Dave Ramsey offers a practical and inspiring action plan to help you get… in the best financial shape of your life.A simple, straight-forward game plan for completely making over your money habits!Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:Set up an emergency fund (believe me, you're going to need it)Pay off your home mortgage?it is possible.
Financial problems exact a toll on any couple. Long before you realize you are living well beyond your means, the… burden of debt wreaks havoc in your life. Invariably, a basic lack of communication about money is to blame. This is where Certified Financial Planner Jeff Motske saves the day. Motske's financial services firm has helped tens of thousands of couples nationwide find happiness in love and money. The Couple's Guide to Financial Compatibility is the book to read now in order to avoid break-ups, divorce, or shelling out thousands of dollars in therapy later. It's filled with vital tips to help anyone at any relationship stage achieve financial freedom. Following a logical progression from combining finances to retirement planning, Motske gives you the tools you need to keep your finances healthy and the bond with your loved one strong. In an easy-to-follow style, this guide is organized around the questions partners need to ask each other, including: How do we align our goals and expectations? What do we need to discuss as a couple before we begin investing? What if one of us loses our job? Can we afford to have kids? What's the best way to teach our kids about money? What's the best way to get our kids through college? How do we take care of our kids and our parents at the same time? Do we have enough money saved up to retire? and over 100 more
Ce livre vous donnera un aperçu de ce qui sont les Bitcoins et d'où ils viennent. Il vous expliquera comment… Bitcoins peuvent être utilisés, où vous pouvez les obtenir, et comment Bitcoin se compare à l'argent réel. Vous découvrirez aussi comment le processus fonctionne Bitcoin, de sorte que vous pouvez obtenir votre propre portefeuille a commencé. De télécharger le logiciel, à l'obtention et à l'aide d'une adresse, vous découvrirez tout ce qu'il y a à savoir sur Bitcoin et monnaie numérique.