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By Kelley Keehn. 2019
Learn how to save and spend wisely, feel good about money, and start living a more balanced life. No matter…
your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend’s bedroom than with their bank account? Do you know if your parents have a will or or if they’ll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards? Since no one is talking about it, you can’t be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And—spoiler alert—you don’t need a budget to do any of this! You’ll learn: -How to build good credit (and get rid of bad credit—especially credit card debt) -What all these dreaded acronyms mean and how they can work for you—TFSA, RRSP, RESP, CFP, CPP -How and when to invest for your future -How to talk about money with your partner—and everyone else in your life -How to save for a mortgage and then work towards being mortgage-free -How to have fun, splurge once in a while, and still save money With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls—and how to avoid them—so you can make financial decisions that are right for you.For most people, planning for the future is usually last on the to-do list. They simply wait to long to…
save and plan—and then panic. Licensed Financial Advisor Christine Ibbotson offers accessible and realistic guidelines in a series of achievable steps, from debt elimination to wealth management. Ibbotson’s book is sure to leave readers with all the tools and techniques to create an easy-to-follow financial plan.By Amber Richards, Antonio Jorge Santos. 2015
Não use condimentos de baixa qualidade, super processados e caros nas suas refeições! Obras primas da culinária para as mesas…
de jantar da sua família. De refeições à lanches, Você encontrará centenas de receitas para sabores frescos e estilo de vida saudável neste lindo ebook! Os resultados são óbvios: Alto nível de sabor para as suas papilas gustativas e aguçar a sua criatividade, sem química ou efeitos colaterais dos condimentos industrializados. Você trabalha muito na cozinha, porque usar condimentos que sabotam a sua paixão de preparar alimento com amor?Getting Started with Soldering not only teaches new makers and experimenters the core principles of soldering, it also functions as…
an excellent reference and resource for beginners and more advanced makers alike. The book guides readers through the fundamentals of soldering, explains the tools and materials, demonstrates proper techniques, and shows how to fix mistakes or broken connections. It even includes guidance on more advanced techniques such as surface-mount soldering for electronics. From choosing the right soldering iron to making perfect connections, readers will acquire the knowledge and skills needed to form a strong foundation for a lifetime of making.Soldering is a core concept in making, electronics prototyping, and home repairsThe many different types of soldering -- requiring different materials and tools -- are explained with easy-to-follow instructionsFull-color photographs and illustrations throughout create a visually engaging format for learningPricing and technical considerations help readers select the best tools for their budgets and needsTroubleshooting guidelines show how to repair solder connections that have failed from improper technique or from ageBy João Campos Monteiro, Amber Richards. 2014
Descrição do livro: Já alguma vez se perguntou o que é a aquaponia? Será que é viável para o espaço…
de que dispõe? Este livro dá-lhe uma visão geral desta técnica para o ajudar a responder a estas perguntas e muito mais. A aquaponia é a ciência revolucionária onde as plantas são cultivadas em água em vez de solo. Esta água é também utilizada no cultivo de peixes. Os resíduos produzidos pelos peixes ou outras criaturas aquáticas do viveiro fornecem nutrientes às plantas, que por sua vez purificam a água. A aquaponia, quando montada corretamente, pode ser autossustentável e ter um ambiente saudável para peixes e plantas. A aquaponia em casa é um guia para iniciantes deste hobby. Neste livro são-lhe dados os princípios básicos para esta forma maravilhosa e emocionante de cultivo. Nele encontrará informações sobre os componentes de que necessita e formas de construir o seu próprio sistema de aquaponia, que lhe fornece saudável peixe fresco e deliciosos legumes durante todo o ano. Faça o download da sua cópia agora.By Benjamin Fry, Jay Hunt. 2010
Do you dread opening bills and statements? Do you feel like your debts are spiralling out of control? Do you…
wish you had more money left at the end of the month?'Spendsmart' authors and money experts Benjamin Fry and Jay Hunt take a unique and holistic approach to helping you deal with all your financial worries. Firstly, Benjamin examines the real reasons behind your overspending, so that you can understand how to change, and then Jay provides you with practical and realistic solutions for spending less.By following their proven 5-step plan, you will be able to identify your debts, learn how to live on a budget without depriving yourself and apply their strategies to the way you continue to spend money in the future. Packed with budgeting suggestions, helpful questionnaires, realistic tips, and fun ideas, 'Spendsmart' is a must-read for anyone who wants to make their money go further.By Strauss Zelnick. 2018
Four secrets to looking and feeling younger than ever. Becoming Ageless presents a three-month, detailed diet and exercise plan to…
create a leaner, more muscular and happier you. Developed by business mogul and fitness buff Strauss Zelnick--founder of the private equity firm Zelnick Media Capital and president and CEO of Take-Two Interactive, the company behind blockbuster video games such as Grand Theft Auto and NBA2K-- the strategies contained in Becoming Ageless are the same tactics that allowed Zelnick to evolve from a skinny, out-of-shape business executive (a workaholic wunderkind who headed the film studio 20th Century Fox in his early 30s) to one of the world's fittest and most physically active executives who reached his best-ever shape in his late 50s! "If you believe my fitness buddies," Zelnick writes, "I have a body that's aging in reverse...And Becoming Ageless is filled with the amazing tips and unique principles you'd find if you trained with me."By John Harrison. 2009
When economic conditions are tough, we all need to watch our spending. John Harrison's simple, tried and tested methods will…
help you to enjoy a better standard of living while saving money and helping the environment.Discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer.Save energy, save on your bills.Harvest food for free and avoid waste.Play the supermarkets at their own game and get the best deals.See how to recycle, re-use, make do and mend.Find out if solar power is right for you and whether wind power makes domestic sense.By Marcela Gutiérrez Bravo, Amber Richards. 2014
Aprende sobre los beneficios que usar aceites esenciales puede brindarte a tí y a tu familia. Haciendo los tuyos propios…
de plantas y hierbas accesibles, puedes ahorrar dinero y asegurar que tus aceites son frescos. Descubre recetas únicas y mezclas naturals para diversos problemas de salud,A lo largo de la historia los aceites han y continuarán teniendo roles en el tratamiento de males como:Resfriado y gripe,artritis, insomnio, sistema inmune débil, bronquitis, acné, cortadas, fatiga, problemas digestivos, presión alta y ¡muchos más!By Amber Richards, Maria Theresia Geyer. 2016
Egal, ob Sie einen entspannenden Abend mit durchdringenden Zitrusaromen genießen oder an einem heißen Nachmittag ein großes, erfrischendes Glas klassische…
Limonade schlürfen möchten - dieses Buch enthält 42 leckere Limonaden-Rezepte, um Ihren Durst zu löschen! Machen Sie sich die reinigende Wirkung von gänzlich natürlichem Zitronensaft mit kreativen Rezepten zunutze, an denen die ganze Familie Freude haben wird, die sich perfekt zur Bewirtung von Gästen eignen und die einem traditionellen beliebten Getränk einen ganz besonderen Touch verleihen. Entdecken Sie die gesundheitlichen Vorteile und die heilsamen Antioxidantien in frischen Limonaden und heißen Zitronengetränken, die Sie das ganze Jahr über genießen können. Sie können nicht nur Ihren Durst löschen, sondern auch zur Linderung von Halsschmerzen beitragen und dem Immunsystem einen schnellen Boost verleihen, um Erkältungen und grippale Infekte abzuwehren. Genießen Sie vielfältige Varianten - von heilsamen Getränken mit Gewürz- und Kräuteraroma bis hin zu leckeren Limonaden mit Fruchtgeschmack. Erfreuen Sie sich mit jedem Rezept, das Sie ausprobieren, am kühlen und erfrischenden Geschmack natürlicher Zitronen. Laden Sie jetzt Ihr Buch herunter und entdecken Sie Ihr nächstes neues Lieblingsgetränk.By Ahmet Gürses, Metin Açıkyıldız, Kübra Güneş, M. Sadi Gürses. 2016
In this book the authors go back to basics to describe the structural differences between dyes and pigments, their mechanisms…
of action, properties and applications. They set the scene by explaining the reasons behind these differences and show how dyes are predominately organic compounds that dissolve or react with substrates, whereas pigments are (predominantly) finely ground inorganic substances that are insoluble and therefore have a different mode of coloring. They also describe the role of functional groups and their effect on dyeing ability, contrasting this with the way in which pigments cause surface reflection (or light absorption) depending on their chemical and crystalline structure and relative particle size. The book explores the environmental impact of dyes in a section that covers the physical, chemical, toxicological, and ecological properties of dyes and how these are used to assess their effect on the environment and to estimate whether a given product presents a potential hazard. Lastly, it assesses how, in addition to their traditional uses in the textile, leather, paper, paint and varnish industries, dyes and pigments are indispensable in other fields such as microelectronics, medical diagnostics, and in information recording techniques.By David Gardner, Tom Gardner. 2001
For Making Sense of Investing Today...the Fully Revised and Expanded Edition of the Bestselling The Motley Fool Investment Guide Today,…
with the Internet, anyone can be an informed investor. Once you learn to tune out the hype and focus on meaningful factors, you can beat the Street. The Motley Fool Investment Guide, completely revised and updated with clear and witty explanations, deciphers all the new information -- from evaluating individual stocks to creating a diverse investment portfolio. David and Tom Gardner have investing ideas for you -- no matter how much time or money you have. This new edition of The Motley Fool Investment Guide is built for today's investor, sophisticate and novice alike, with updated information on: Finding high-growth stocks that will beat the market over the long term Identifying volatile young companies that traditional valuation measures may miss Using Fool.com and the Internet to locate great sources of useful informationBy Kamlesh Sharma. 2016
Apex is a non-party and non-sectarian organisation open to young individuals between the ages of 18 years to 45 years.…
Apex was introduced to Fiji by Life Governor Justice Devendra Pathik in 1958. Lifer Pathik studied law at the University of Tasmania in Hobart in the 1950s. He was so impressed with the community service rendered by the Australian Apexians that he joined the Hobart Apex Club. On his return to Fiji, lifer Pathik decided to form an Apex Club. On 1 November 1961 at the historic meeting held at the Bank of New South Wales (now Westpac) in Suva, the seed was sown for the formation of the Apex Club. A number of Apex Clubs were then formed in Fiji and by 1986, there were twenty-one clubs chartered and functioning well. Apex Fiji continues to provide the community services to the needy and poor and celebrates its golden jubilee during November 2011, a major milestone and many more to come!By Judy Waugh. 2015
This unique collection of trench art evokes emotion. Each piece was created in turmoil but all are beautiful - intuitive…
works of art about music, faith, love and honour. 56 pieces are from WWI. All are signed with name and service number. Most are small and tactile, often worn as a fob. Many are made from coins and brass from the battlefield; some are carved in bone and wood. Most belonged to young soldiers who were killed in action or died of their wounds - at Gallipoli, France and Flanders, Palestine and Mesopotamia. Twelve belonged to Anzacs. This book tells their stories - of men from England, Scotland, Wales, Australia and New Zealand, bound by adventure and loyalty to their common ancestry. . . . . . The engraved ID holds the key to the story. The heart of each story is different. There are stories of courage under fire and desertions at Colombo; of death from sunstroke and survival through three theatres of war; of medals awarded and fines for misadventures; of men from the Outback in Queensland and young lads from Boys Homes in Kent. There are insights into social history - the ostracism and disgrace of venereal disease, the generational poverty in industrial cities, the imperative to secure oil lines in Iraq. And there are heartbroken letters from those left behind. . . . . . This book will appeal to collectors of artefacts, coins and militaria. It will also appeal to those interested in family history, social history, military history and art therapy in trauma. So much can be found from so little. The range of artefacts may also interest researchers. There are over 64 artefacts in all, including two from the Boer War, one from Crimea, and seven from the convict era - all bearing testament to the primal need to carve a name.By Fiona Shoop. 2011
Whether you want to find the best bargains when buying antiques and collectables as a hobby, or whether you want…
to turn your interest in antiques into an extra income stream or full-time career, this book will help you make better deals and maximise your profits. You'll discover: - * what to buy and sell * where to buy and how to get bigger discounts * where and how to sell * using the internet for both buying and selling. * Antiques expert, Fiona Shoop, highlights the tricks of the trade to help you avoid making common but costly mistakes - and ensure that you get the best out of the antiques world.By Jeff Johnson, Paula Forman. 2009
Seventy-five million baby boomers are finding themselves bound by habits and pursuits instigated many years agoand for a large percentage…
of those boomers, significant aspects of their lives no longer satisfy. But by joining revolutionary insight to highly proprietary prescriptive advice, The Hourglass Solution provides a proactive and pragmatic way to lead a better life after 50. Johnson and Forman evaluate the life narrative through the lens of an hourglassproposing that those in early adulthood are at the top of the hourglass, able to select from many options, while those in middle age are in the hourglass’s neck, constrained by the choices they made earlier in their lives. The Hourglass Solution explains how those approaching their fifties (and beyond) can still find a wealth of opportunity by recognizing and pursuing new directions, free from the restrictions imposed by an earlier choice. Like Gail Sheehy’s Passages before it, The Hourglass Solution will enlighten and inspire a generation of readers to regain control over their lives and well-being.By Mary Collins Barile. 2013
The art of rug hooking, which consists of pulling dyed and cut wool fabric pieces through a backing, has typically…
been associated with New England, the South and Canada. Yet rugs from the American Midwest have contributed just as much to the development of the craft and its continuing popularity. The story of hooked rugs in the Midwest is a ragbag blending of romance, folklore, myth and common sense told through the colors of barns and sky, golden wheat, farm ponds, red clay, red brick, steel, glass and fountains. In this vividly illustrated history, Mary Collins Barile shakes out the dust from the Midwestern hooked rug with the vigor its unique blend of utility and imagination deserves.TV star Annie Hulley has amassed a substantial property portfolio in just three years. In this book she explains how…
she achieved it, the mistakes she learned along the way, and what she's gleamed from the experience. It is an entertaining and practical guide for anyone interested in bricks and mortar.By Mihaly Csikszentmihalyi. 2000
How do young people envision their occupational futures? What do teenagers feel about their schooling and after-school work, and how…
do these experiences affect their passage to adult work? These are the questions that psychologist Mihaly Csikszentmihalyi and sociologist Barbara Schneider posed in their five-year study of adolescents. The results provide an unprecedented window on society's future through which we can glimpse how today's youth are preparing themselves for the lives they will lead in the decades to come.By The Editors of Southern Living. 2016
In honor of Southern Living's 50th anniversary, we present our best-ever collection of gardening ideas and advice, from growing information…
for top Southern plants to tours of the South's most beautiful gardens.