Service Alert
Website maintenance April 24 10pm ET
On Wednesday April 24 at 10pm ET the CELA website will be unavailable for about 15 minutes for planned maintenance.
On Wednesday April 24 at 10pm ET the CELA website will be unavailable for about 15 minutes for planned maintenance.
Showing 1 - 20 of 100 items
By Emily Cho. 1978
Practical fashion guide to help the average woman look her best with a minimum of expenditure and effort. The author,…
founder of personal shopping service, helps women to develop their individual styles and to project their personality through their wardrobes. Describes how to create an appropriate core wardrobe and minimize figure faultsBy Gail Schlachter. 1988
More than a third of America's population in the 1980s has either direct or indirect ties with the armed services.…
This guide directs people to sources of financial aid for education, mortgage assistance, career development, and general emergenciesBy Ken Skala. 1991
Guide to the financial assistance, benefits, and services needed by senior citizens and their caregivers. Covers federal programs such as…
Social Security, Medicare, railroad retirement, and veterans' entitlements. Discusses assistance for handicapped people, health insurance, legal records, shelter, medication, and funeral arrangements. Concludes with information on seniors' discounts, travel, and educationBy Ralph Kovel. 1981
The Kovels, collectors of antiques for more than thirty years, offer advice on how to evaluate, buy and care for…
antiques. You will learn how such items as a tape measure and a magnet can help identify real antique furniture, and how to test silver with your fingernail. You will know what is a fair price for an item, and you will learn how to "feed" furniture to keep the wood from drying outBy Marion Buhagiar. 1989
Under the auspices of one of the nation's best-known brokerage houses, Buhagiar presents parents with savers' guidelines designed to overcome…
the escalating costs of college. A variety of age-keyed investment options are explained including mutual funds, treasury bills, stocks, government bonds, and universal life insuranceBy Armond Budish. 1990
An attorney who specializes in consumer law outlines legal ways to preserve assets and still qualify for Medicaid. He explains…
how to pay for long-term care without turning one's house and lifetime savings over to a nursing home. Some strategies are controversial; for example, divorcing a spouse. Includes power-of-attorney forms and model Medicaid trustsBy Walter Updegrave. 1992
Editor of Money magazine and specialist in personal finances warns about risks of investing in once rock-solid financial institutions. Updegrave…
discusses how to evaluate the safety of money that one cannot afford to lose, suggests when to use a commercial rating service, and lists what he considers the safest institutions, such as savings banks and insurance companiesBy Daniel Johnson. 1994
Pointing out that anyone can become involved in the legal system for one reason or another, practicing attorney Johnson provides…
a basic introduction to different aspects of the law. Discussed are family law including divorce; criminal law; contracts, credit, and bankruptcy; real estate; wills; personal injury; and more. Includes an appendix of sample legal documents and a glossary of legal termsBy Steve Gonzalez. 1994
A registered contractor uses his twenty years of experience to guide consumers through hiring someone for a home constuction project.…
He discusses how to research, write specifications, avoid scams and problems, choose a contractor and negotiate contracts, and become familiar with consumer rights and laws regulating constructionBy Andrew Feinberg. 1993
Intending to help financial novices and sophisticates alike, the author provides hundreds of ideas for saving money when incurring debt…
and points out costly mistakes to avoid. Topics include determining a safe level of debt, taking advantage of the prepayment option, negotiating the best deal, and avoiding "perma-debt."The authors' suggestions for managing your employee benefits are to gain a foundation of knowledge on the subject, become familiar…
with every detail of your current employer's plans, sort through the options, and seize the opportunities that make sense to you. They discuss family benefits, retirement pensions, health benefits, legal rights, and moreBy American Bar Association. 1995
Explains that a person's estate consists of real estate, tangible personal property such as cars and furniture, and intangible property…
such as pensions, bank accounts, and insurance. Guidelines for estate planning include information on wills, trusts, and living wills and cover common estate-planning situationsBy Debra Dadd-Redalia. 1994
A how-to guide for making environmentally responsible decisions. Explains how to assess a product's "sustainability," the ability to be produced,…
used, and disposed of ecologically. Lists common products and offers criteria for judging their environmental acceptabilityBy Ric Edelman. 1996
A guide to financial planning for the late 1990s, a time in which the "rules of money have changed" from…
earlier decades in terms of taxation, personal longevity, and other factors. Explains bonds, equities, insurance, real estate, and investment strategies for managing assets. BestsellerBy American Bar Association. 1995
Explanation of the legal framework of rights and duties associated with home ownership. Discusses forms of ownership, deeds, titles, insurance,…
taxes, and the financial side of owning a home. Gives tips on avoiding liability, remodeling without getting swindled, and resolving problems with neighbors. Addresses special concerns of aging home ownersBy Ralph Warner. 1996
Advises the reader not to focus exclusively on finances when preparing for retirement, but also to consider such equally important…
factors as health, spiritual life, interpersonal relationships, and interests outside of work. Interviews with retirees illustrate the importance of this approachBy Inc Consumer Credit Counseling Service of Central New York. 1997
By Pat Ordovensky. 1997
A guide to preparing for college. Topics include finding the right institution, visiting the campus, being interviewed for admission, paying…
tuition and other costs, and ten common mistakes in planning for higher education. Chapters stand alone or can be read in sequence. For junior and senior high and older readersBy Leigh Schmidt. 1995
A social study of the origin and evolution of U.S. holidays into highly commercialized events that clash with religious practices…
and the original intent. Includes chapters on Christmas and Easter, and covers Mother's, Father's, and St. Valentine's Days, as well as Halloween. Provides brief information on recent innovations such as Kwanzaa and Earth DayBy Donna Guthrie. 1998
Do I need a savings account? Can I buy whatever I want with my own credit card? Can I afford…
my own car? How much should I tip the waiter? The authors answer these and many more questions about handling money. Includes discussions of balancing a checkbook and cost-effective shopping. For junior and senior high readers